[{"data":1,"prerenderedAt":6990},["ShallowReactive",2],{"comparison-gesetzliche-krankenversicherung-zusatzbeitrag":3},{"directusData":4,"page":6606,"uri":6988,"type":6989},{"id":5,"slug":6,"title":7,"text":8,"date_updated":9,"factsheet":10,"show_calculator":15,"show_filter":15,"show_layout_toggle":16,"default_parameters":17,"default_filter_parameters":17,"items_filter":17,"custom_table_columns":18,"table_sort":172,"disclaimer":177,"selected_alt_product_name":17,"parent_awards":178,"award_highlight":17,"tags":17,"comparison":184,"user_created":4384,"award_1_label":238,"award_1_item":4390,"award_2_label":239,"award_2_item":4395,"award_3_label":240,"award_3_item":4400,"items":4405,"table_columns":6560,"product_selection_title":190},104,"zusatzbeitrag","Zusatzbeitrag","\u003Ch2>Die Krankenkassen mit den günstigsten Zusatzbeiträgen 10\u002F2026\u003C\u002Fh2>\n\u003Cp>Krankenkassen erheben zusätzlich zum allgemeinen Beitrag, der bei allen Krankenkassen gleich ist, einen Zusatzbeitrag. Dieser unterscheidet sich von Kasse zu Kasse. Je nachdem, welchen Zusatzbeitrag deine Kasse erhebt, kannst du viel Geld sparen, wenn du zu einer günstigeren Krankenkasse wechselst. Berücksichtigen solltest du aber auch, wie sich der Zusatzbeitrag bei den verschiedenen Krankenkassen in den letzten Jahren entwickelt hat. Hinzu kommt, dass der Zusatzbeitrag nicht das einzige Unterscheidungsmerkmal ist. Achte außerdem auf Zusatzleistungen wie Bonusprogramme oder Zuschüsse zur professionellen Zahnreinigung. Unser Vergleich hilft dir dabei, eine gute Entscheidung zu treffen.\u003C\u002Fp>","2026-10-01T13:27:49.107Z",[11],{"label":12,"value":13,"icon":14},"Befragte Personen","2.351","users",true,false,null,[19,22,26,31,36,44,49,55,61,67,73,78,83,87,91,95,99,103,106,110,114,117,121,125,129,133,138,142,145,151,155,161,165,168],{"label":20,"key":21,"type":21,"active":15},"Anbieter","provider",{"label":23,"key":24,"type":25,"active":15},"Produkt","label","product",{"label":27,"key":28,"type":29,"active":15,"custom_cta":30},"Angebot","url","cta","Zum Antrag",{"label":32,"key":33,"type":34,"active":15,"mobile_rank":17,"description":35},"Ersparnis pro Jahr","difference_per_year_placeholder","text","\u003Cp dir=\"ltr\">Die Beitragsersparnis mindert die Sonderausgaben, wodurch das zu versteuernde Einkommen steigt und ein Teil der Ersparnis über höhere Einkommensteuer verloren geht.\u003C\u002Fp>",{"label":37,"key":38,"type":34,"active":15,"sortable":16,"sort_options":39,"options":42,"description":43,"mobile_rank":17},"Beitrag pro Monat","contribution_per_month_placeholder",[40,41],"default_sort","asc",[],"\u003Cp>Gibt den monatlichen Krankenkassenbeitrag des Arbeitnehmers an. Er setzt sich aus dem allgemeinen Beitrag (14,6% der beitragspflichtigen Einnahmen) und dem Zusatzbeitrag zusammen.\u003C\u002Fp>",{"label":45,"key":46,"type":46,"active":15,"sort_options":47,"description":48,"mobile_rank":17},"Testnote","rating",[40],"\u003Cp>Wenn du wissen möchtest, wie wir getestet haben, dann kannst du dir \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vRgzB-9rKnUylIbrzF-8C1VMA-Pnbcbrgqd3UBCr_180fGC_o4w4fen4rMsX2Il4Lgv9A3PwjKn3wfl\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unsere Bewertungskriterien\u003C\u002Fa> ansehen.\u003C\u002Fp>",{"label":50,"key":51,"type":34,"active":15,"sortable":16,"sort_options":52,"mobile_rank":53,"description":54},"Zusatzbeitrag 2026","additional_contribution",[41],1,"\u003Cp>Die gesetzlichen Krankenkassen können einen Zusatzbeitrag erheben. Für 2026 liegt der gesetzlich festgelegte Zusatzbeitrag bei 2,9 Prozent. Dieser Durchschnittssatz dient als Richtwert, jede Krankenkasse legt ihren\u003Cspan class=\"Yjhzub\"> Zusatzbeitrag\u003C\u002Fspan> selbst fest, der für Versicherte je nach Kasse variiert. 2025 lag er bei 2,5 Prozent.\u003C\u002Fp>",{"label":56,"key":57,"type":34,"active":15,"sortable":16,"sort_options":58,"mobile_rank":59,"description":60},"Zusatzbeitrag 2025","additional_contribution_last_year",[41],2,"\u003Cp>Die gesetzlichen Krankenkassen können einen Zusatzbeitrag erheben. Für 2025 lag der gesetzlich festgelegte Zusatzbeitrag bei 2,5 Prozent. Dieser Durchschnittssatz dient als Richtwert, jede Krankenkasse legt ihren\u003Cspan class=\"Yjhzub\"> Zusatzbeitrag\u003C\u002Fspan> selbst fest, der für Versicherte je nach Kasse variiert.\u003C\u002Fp>",{"label":62,"key":63,"type":34,"active":15,"sortable":16,"sort_options":64,"mobile_rank":65,"description":66},"Zusatzbeitrag 2024","additional_contribution_2_years_ago",[41],3,"\u003Cp>Die gesetzlichen Krankenkassen können einen Zusatzbeitrag erheben. Für 2024 lag der gesetzlich festgelegte Zusatzbeitrag bei 1,7 Prozent. Dieser Durchschnittssatz dient als Richtwert, jede Krankenkasse legt ihren\u003Cspan class=\"Yjhzub\"> Zusatzbeitrag\u003C\u002Fspan> selbst fest, der für Versicherte je nach Kasse variiert.\u003C\u002Fp>",{"label":68,"key":69,"type":34,"active":15,"sortable":16,"sort_options":70,"mobile_rank":71,"description":72},"Zusatzbeitrag 2023","additional_contribution_3_years_ago",[41],4,"\u003Cp>Die gesetzlichen Krankenkassen können einen Zusatzbeitrag erheben. Für 2023 lag der gesetzlich festgelegte Zusatzbeitrag bei 1,6 Prozent. Dieser Durchschnittssatz dient als Richtwert, jede Krankenkasse legt ihren\u003Cspan class=\"Yjhzub\"> Zusatzbeitrag\u003C\u002Fspan> selbst fest, der für Versicherte je nach Kasse variiert.\u003C\u002Fp>",{"label":74,"key":75,"type":34,"active":15,"sortable":16,"sort_options":76,"mobile_rank":17,"description":77},"Zusatzbeitrag 2022","additional_contribution_4_years_ago",[41],"\u003Cp>Die gesetzlichen Krankenkassen können einen Zusatzbeitrag erheben. Für 2022 lag der gesetzlich festgelegte Zusatzbeitrag bei 1,3 Prozent. Dieser Durchschnittssatz dient als Richtwert, jede Krankenkasse legt ihren\u003Cspan class=\"Yjhzub\"> Zusatzbeitrag\u003C\u002Fspan> selbst fest, der für Versicherte je nach Kasse variiert.\u003C\u002Fp>",{"label":79,"key":80,"type":81,"active":15,"description":82,"mobile_rank":17},"Bonus","bonus_chip","chips","\u003Cp>Das Bonusprogramm belohnt gesundheitsbewusstes Verhalten. Berücksichtigt werden ausschließlich Geldboni, keine zweckgebundenen Leistungen oder Schwangerschaftsboni. Anerkannt werden bis zu drei Impfungen sowie jährlich mögliche Pflicht‑Vorsorgeuntersuchungen für Männer und Frauen (z.B. keine Krebsvorsorge und kein Check-up). Bonusprogramme für Minderjährige können davon abweichen. Bonuszahlungen werden (soweit steuerlich relevant) automatisch an das Finanzamt gemeldet. Bis 150€ pro Jahr ist der Bonus steuerfrei. Nur der Anteil über 150€ kann deine absetzbaren Kranken-\u002FPflegeversicherungsbeiträge reduzieren. Ausnahme: Erstattungen für selbst bezahlte Gesundheitsleistungen wie Fitnessstudio bleiben auch über 150€ steuerfrei.\u003C\u002Fp>",{"label":84,"key":85,"type":81,"active":15,"description":86,"mobile_rank":17},"Hautscreening","skin_screening_chip","\u003Cp>Das Hautscreening zielt darauf ab, Hautkrebs und andere Hauterkrankungen in einem frühen Stadium zu erkennen. In Deutschland haben gesetzlich Versicherte ab 35 Jahren alle zwei Jahre Anspruch auf ein kostenloses Hautscreening, das von der Krankenkasse finanziert wird. Einige Krankenkassen bieten diese Präventionsleistung auch früher an.\u003C\u002Fp>",{"label":88,"key":89,"type":81,"active":15,"description":90,"mobile_rank":17},"Professionelle Zahnreinigung","professional_teeth_cleaning_chip","\u003Cp>Durch die professionelle Zahnreinigung (PZR) werden Zahnbeläge und -verfärbungen entfernt.\u003C\u002Fp>",{"label":92,"key":93,"type":81,"active":15,"description":94},"Sportmedizinische Untersuchung","sports_medical_examination_chip","\u003Cp>Hat den Zweck, die körperliche Fitness und Gesundheit in Bezug auf sportliche Aktivitäten zu bewerten.\u003C\u002Fp>",{"label":96,"key":97,"type":81,"active":15,"description":98},"Reiseschutzimpfungen","private_travel_vaccinations_chip","\u003Cp>Impfungen, die vor einer Reise in bestimmte Länder oder Regionen empfohlen oder erforderlich sind. Dies kann z.B. eine Malaria-Prophylaxe für den Urlaub in Afrika, Asien oder Südamerika sein. Die Versicherten müssen grundsätzlich die gesetzliche Zuzahlung von 10% des Impfstoffpreises (mind. 5€ und max. 10€) selbst tragen.\u003C\u002Fp>",{"label":100,"key":101,"type":81,"active":15,"description":102},"Grippeschutzimpfung","flu_vaccination_chip","\u003Cp>Für Risikogruppen ist sie standardmäßig im Leistungskatalog der Krankenkassen enthalten. Für alle anderen unterscheidet sich die Leistung zwischen den Krankenkassen.\u003C\u002Fp>",{"label":104,"key":105,"type":81,"active":16},"Bonus für Selbstversicherte","bonus_self_insured_chip",{"label":107,"key":108,"type":81,"active":15,"description":109},"Rezeptfreie Medikamente","cost_coverage_overthecounter_medication_chip","\u003Cp>Krankenkassen können die Kosten für nicht verschreibungspflichtige Medikamente übernehmen. Darunter fallen unter anderem homöopathische oder anthroposophische Medikamente.\u003C\u002Fp>",{"label":111,"key":112,"type":81,"active":15,"description":113},"Osteopathie","osteopathy_chip","\u003Cp>Osteopathie wird auch als Chiropraktik oder Manualtherapie bezeichnet. Darunter versteht man eine Behandlung mit manuellen Techniken, wofür keine Medikamente nötig sind.\u003C\u002Fp>",{"label":115,"key":116,"type":81,"active":15},"Homöopathie","homeopathy_chip",{"label":118,"key":119,"type":81,"active":15,"description":120},"höherer Zuschuss bei künstlicher Befruchtung","artificial_insemination_chip","\u003Cp>Krankenkassen sind gesetzlich verpflichtet, 50% der Kosten für maximal 3 Versuche zu übernehmen. Eine Kostenübernahme darüber hinaus ist eine Zusatzleistung.\u003C\u002Fp>",{"label":122,"key":123,"type":81,"active":15,"description":124},"Hebammenrufbereitschaft","midwife_on_call_chip","\u003Cp>Hebamme verpflichtet sich, sofort bei Geburtsbeginn zur Verfügung zu stehen und begleitet Mutter und Kind, ob zu Hause, im Geburtshaus oder im Krankenhaus. Der Zeitraum dafür umfasst meist die Zeit von etwa der 32. bis 38. Schwangerschaftswoche bis zu zwei Wochen nach dem errechneten Geburtstermin.\u003C\u002Fp>",{"label":126,"key":127,"type":81,"active":15,"description":128},"Zusätzliche Vorsorgeuntersuchungen für Kinder","additional_checkups_children_chip","\u003Cp>U0 = pädiatrische Beratung\u003C\u002Fp>\n\u003Cp>U10 = 7 bis 8 Jahre  \u003C\u002Fp>\n\u003Cp>U11 = 9 bis 10 Jahre\u003C\u002Fp>\n\u003Cp>J1 = 13 Jahre\u003C\u002Fp>\n\u003Cp>J2 = 16 Jahre\u003C\u002Fp>",{"label":130,"key":131,"type":81,"active":15,"description":132},"Brustkrebsvorsorge","breast_cancer_screening_chip","\u003Cp>Umfasst Maßnahmen, um Brustkrebs frühzeitig zu erkennen, bevor er tastbar ist; wichtigstes Instrument ist das Mammographie-Screening, eine Röntgenuntersuchung, die allen Frauen zwischen 50 und 75 Jahren alle zwei Jahre angeboten wird\u003C\u002Fp>",{"label":134,"key":135,"type":136,"active":15,"description":137},"Darmkrebsvorsorge","colorectal_cancer_screening","multicheck","\u003Cp>Alle Krankenkassen übernehmen die Kosten für die Untersuchung zur Früherkennung von Darmkrebs für ihre Versicherten ab 50 Jahren. Einige Krankenkassen übernehmen die Vorsorge darüber hinaus auch schon früher. In diesem Fall zeigen wir in unserem Vergleich einen grünen Haken und vergeben dafür Punkte. Bietet die Krankenkasse die Kostenübernahme der Vorsorgeuntersuchung nicht vor dem 50. Lebensjahr an, zeigen wir ein rotes Kreuz und vergeben keine Punkte.\u003C\u002Fp>",{"label":139,"key":140,"type":136,"active":15,"description":141},"Wahlleistungen","optional_services","\u003Cp>Zu den Wahlleistungen zählen der Selbstbehalt und die Beitragsrückerstattung. Selbstbehalt bedeutet, dass du mit einer Selbstbeteiligung einen Teil der Kosten etwa für Medikamente, Arztbesuche und Krankenhausaufenthalte selbst trägst. Dabei wird der genaue Betrag vereinbart. Entscheidest du dich für einen Selbstbehalt, ist dein Beitrag für die Versicherung günstiger. Beitragsrückerstattung bedeutet, dass du einen Teil deiner Beiträge, oft einen Monatsbeitrag, zurückbekommst, wenn du ein Jahr lang fast keine medizinischen Leistungen in Anspruch nimmst (außer Vorsorge).\u003C\u002Fp>",{"label":143,"key":144,"type":34,"active":15,"mobile_rank":17},"Geschäftsstellen","branches_count",{"label":146,"key":147,"type":148,"active":15,"sortable":16,"options":149},"Online-Service","online_service","image",[150],"transparent",{"label":152,"key":153,"type":34,"active":15,"options":154},"Hotline","hotline",[150],{"label":156,"key":157,"type":34,"active":15,"filterable":16,"filter_type":34,"filter_options":17,"filter_condition":158,"options":159},"Region","region","contains",[160],"clamped-text",{"label":162,"key":163,"type":164,"active":16},"Bundesweit","nationwide","check",{"label":166,"key":167,"type":34,"active":15,"filterable":16,"mobile_rank":17},"Versicherte","members",{"label":169,"key":170,"type":171,"active":16},"Anbieterportal","a_portal_link","link",[173,175],{"label":174,"key":51,"sort":41,"default_sort":15},"Niedrigster Beitrag",{"label":45,"key":46,"sort":176,"default_sort":16},"desc","\u003Cp>Quellen: Konditionen-Verzeichnisse und Website-Auskünfte der Krankenkassen.\u003C\u002Fp>\n\u003Cp>Hinweis:\u003Cstrong id=\"docs-internal-guid-f253bc0f-7fff-af46-4f3b-2968fda9e73c\"> \u003C\u002Fstrong>Wir können leider keine Gewähr für die Aktualität, Richtigkeit und Vollständigkeit der Informationen auf dieser Seite übernehmen. Auf den Webseiten der entsprechenden Anbieter findest du alle aktuellen Produkt- und Preisinformationen. Für den Vergleich kooperieren wir mit der Krankenkassennetz.de GmbH. Wie wir die Punkte für einzelne Konditionen vergeben, findest du \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vRgzB-9rKnUylIbrzF-8C1VMA-Pnbcbrgqd3UBCr_180fGC_o4w4fen4rMsX2Il4Lgv9A3PwjKn3wfl\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">in unserer Übersicht\u003C\u002Fa>. Als Highlights heben wir den Testsieger sowie besonders attraktive Angebote (z.B. eine hohe Startprämie) bei Produkten mit der Note „sehr gut“ farblich hervor.\u003C\u002Fp>\n\u003Cp>\u003Ca href=\"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2025\u002F12\u002Fteilnehmende-krankenkassen.pdf\" target=\"_blank\" rel=\"noopener\">Hier\u003C\u002Fa> findest du eine Übersicht der im Vergleich teilnehmenden gesetzlichen Krankenkassen.\u003C\u002Fp>\n\u003Cp>*Das ist ein Werbe- oder Affiliate-Link. Wenn du darauf klickst und etwas kaufst oder abschließt, erhalten wir eine Provision. Für dich entstehen dadurch keine Mehrkosten und du unterstützt damit unsere Arbeit. Unsere Produktbewertungen bleiben davon unbeeinflusst. Erfahre hier, \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fso-verdienen-wir-geld\u002F\">wie wir uns finanzieren\u003C\u002Fa>.\u003C\u002Fp>",[179,180,181,182,183],"award_1","award_2","award_3","award_4","award_5",{"title":185,"slug":186,"date_updated":187,"factsheet":188,"product_selection_title":190,"default_parameters":17,"table_columns":191,"table_sort":235,"disclaimer":177,"award_1_label":238,"award_2_label":239,"award_3_label":240,"user_created":241,"award_1_item":245,"award_2_item":254,"award_3_item":264,"items":274},"Gesetzliche Krankenkassen","gesetzliche-krankenversicherung","2026-10-05T11:40:35.172Z",[189],{"label":12,"value":13,"icon":14},"Deine Gesetzliche Krankenkassen Auswahl",[192,193,194,195,197,201,203,205,209,210,211,212,213,214,215,216,217,218,219,220,221,222,223,224,225,226,228,230,232,233,234],{"label":20,"key":21,"type":21,"active":15},{"label":23,"key":24,"type":25,"active":15},{"label":27,"key":28,"type":29,"active":15,"custom_cta":30},{"label":32,"key":33,"type":34,"active":15,"mobile_rank":196,"description":35},5,{"label":37,"key":38,"type":34,"active":15,"sortable":16,"sort_options":198,"options":199,"description":43,"mobile_rank":200},[40,41],[],6,{"label":45,"key":46,"type":46,"active":15,"sort_options":202,"description":48},[40],{"label":7,"key":51,"type":34,"active":15,"sortable":15,"sort_options":204,"mobile_rank":53,"description":54},[41],{"label":206,"key":207,"type":34,"active":15,"description":208},"Gesamtbeitrag","contribution_per_year","\u003Cp>Der Gesamtbeitrag setzt sich aus dem allgemeinen Beitragssatz in Höhe von 14,6% und dem individuellen Zusatzbeitrag zusammen. Die Höhe des individuellen Zusatzbeitrags legt jede Kasse selbst fest. \u003C\u002Fp>",{"label":79,"key":80,"type":81,"active":15,"description":82,"mobile_rank":71},{"label":84,"key":85,"type":81,"active":15,"description":86,"mobile_rank":59},{"label":88,"key":89,"type":81,"active":15,"description":90,"mobile_rank":65},{"label":92,"key":93,"type":81,"active":15,"description":94},{"label":96,"key":97,"type":81,"active":15,"description":98},{"label":100,"key":101,"type":81,"active":15,"description":102},{"label":104,"key":105,"type":81,"active":16},{"label":107,"key":108,"type":81,"active":15,"description":109},{"label":111,"key":112,"type":81,"active":15,"description":113},{"label":115,"key":116,"type":81,"active":15},{"label":118,"key":119,"type":81,"active":15,"description":120},{"label":122,"key":123,"type":81,"active":15,"description":124},{"label":126,"key":127,"type":81,"active":15,"description":128},{"label":130,"key":131,"type":81,"active":15,"description":132},{"label":134,"key":135,"type":136,"active":15,"description":137},{"label":139,"key":140,"type":136,"active":15,"description":141},{"label":143,"key":144,"type":34,"active":15,"mobile_rank":17},{"label":146,"key":147,"type":148,"active":15,"sortable":16,"options":227},[150],{"label":152,"key":153,"type":34,"active":15,"options":229},[150],{"label":156,"key":157,"type":34,"active":15,"filterable":16,"filter_type":34,"filter_options":17,"filter_condition":158,"options":231},[160],{"label":162,"key":163,"type":164,"active":16},{"label":166,"key":167,"type":34,"active":15,"filterable":16,"mobile_rank":17},{"label":169,"key":170,"type":171,"active":16},[236,237],{"label":45,"key":46,"sort":176,"default_sort":15},{"label":174,"key":51,"sort":41,"default_sort":16},"Bestnote 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Firmus.svg",[275,383,441,500,565,627,685,742,806,866,926,990,1050,1111,1168,1223,1279,1343,1405,1464,1517,1572,1627,1688,1741,1799,1852,1908,1959,2019,2067,2124,2180,2246,2294,2350,2406,2463,2514,2565,2620,2672,2733,2792,2851,2907,2963,3021,3072,3128,3179,3235,3287,3344,3397,3458,3515,3568,3624,3685,3745,3796,3853,3909,3964,4014,4068,4122,4173,4226,4281,4332],{"item":276},{"nationwide":16,"bonus_self_insured_chip":17,"id":277,"nationwide_description":17,"region_description":17,"hotline_description":278,"online_service_description":17,"branches_description":17,"additional_contribution_description":279,"label_description":17,"private_travel_vaccinations_chip_description":280,"breast_cancer_screening_chip_description":281,"sports_medical_examination_chip_description":282,"professional_teeth_cleaning_chip_description":282,"skin_screening_chip_description":283,"colorectal_cancer_screening_description":17,"optional_services_description":17,"branches_count_description":17,"additional_callout_description":17,"additional_contribution_2_years_ago_description":284,"additional_contribution_last_year_description":285,"bonus_self_insured_chip_value":17,"bonus_self_insured_chip_description":17,"bonus_chip_value":286,"additional_checkups_children_chip_description":287,"midwife_on_call_chip_description":288,"artificial_insemination_chip_description":17,"homeopathy_chip_description":289,"osteopathy_chip_description":290,"cost_coverage_overthecounter_medication_chip_description":291,"bonus_chip_description":292,"flu_vaccination_chip_description":293,"additional_contribution_4_years_ago_description":17,"additional_contribution_3_years_ago_description":294,"colorectal_cancer_screening":295,"optional_services":302,"rating":308,"colorectal_cancer_screening_value":17,"optional_services_value":17,"branches_count":309,"additional_callout":17,"hotline":310,"a_portal_link_description":311,"a_portal_link":312,"members":313,"region":314,"branches":16,"additional_contribution":315,"contribution_rate":316,"contribution_per_year":317,"label":318,"url":319,"status":320,"additional_contribution_4_years_ago":321,"additional_contribution_3_years_ago":322,"additional_contribution_2_years_ago":323,"additional_contribution_last_year":324,"date_created":325,"date_updated":326,"user_created":327,"user_updated":328,"online_service":329,"provider":345,"bonus_chip":349,"skin_screening_chip":355,"professional_teeth_cleaning_chip":361,"sports_medical_examination_chip":368,"private_travel_vaccinations_chip":369,"flu_vaccination_chip":370,"cost_coverage_overthecounter_medication_chip":371,"osteopathy_chip":372,"homeopathy_chip":373,"artificial_insemination_chip":374,"midwife_on_call_chip":375,"additional_checkups_children_chip":376,"breast_cancer_screening_chip":377},41,"\u003Cp>Mo-Fr: 6:45 - 20 Uhr, Sa: 9 - 13 Uhr\u003C\u002Fp>","\u003Cp>Wurde 2026 von 2,18% auf 2,48% erhöht.\u003C\u002Fp>","\u003Cp>Volle Kostenübernahme, auch Malaria-Prohylaxe\u003C\u002Fp>","\u003Cp>Kostenübernahme bis zu 60€ pro Jahr für Brustkrebsuntersuchung durch Medizinische Tastuntersucherinnen (discovering hands)\u003C\u002Fp>","\u003Cp>Zuschuss über Bonusprogramm möglich\u003C\u002Fp>","\u003Cp>Ab Geburt (jährlich) bei teilnehmenden Ärzten\u003C\u002Fp>","\u003Cp>Wurde 2024 von 1,35% auf 1,10% gesenkt.\u003C\u002Fp>","\u003Cp>Wurde 2025 von 1,10% auf 2,18% erhöht.\u003C\u002Fp>","\u003Cp>Für jede Maßnahme im \"Vorsorgebonus\" gibt es 10€:  \u003C\u002Fp>\u003Cp>- 10€ 1. Impfung  \u003C\u002Fp>\u003Cp>- 10€ 2. Impfung  \u003C\u002Fp>\u003Cp>- 10€ 3. Impfung  \u003C\u002Fp>\u003Cp>- 10€ 1. Zahnvorsorge  \u003C\u002Fp>\u003Cp>\u003C\u002Fp>\u003Cp>\"Aktivbonus\": für den Nachweis von 3 der folgenden Gesundheitsmaßnahmen gibt es 100€:  \u003C\u002Fp>\u003Cp>- Mitgliedschaft im Fitness-Studio  \u003C\u002Fp>\u003Cp>- Mitgliedschaft im Sportverein  \u003C\u002Fp>\u003Cp>- 1. Präventionskurs  \u003C\u002Fp>\u003Cp>- 2. Präventionskurs  \u003C\u002Fp>\u003Cp>- Sport-\u002FSchwimmabzeichen  \u003C\u002Fp>\u003Cp>- Hautkrebsvorsorge  \u003C\u002Fp>\u003Cp>- Nichtraucher  \u003C\u002Fp>\u003Cp>- Organspendeausweis \u002F DKMS  \u003C\u002Fp>\u003Cp>- Erste Hilfe Kurs  \u003C\u002Fp>","\u003Cp>U7a, U10, U11 & J2\u003C\u002Fp>","\u003Cp>250€\u002FSchwangerschaft\u003C\u002Fp>","\u003Cp>Bei teilnehmenden Ärzten\u003C\u002Fp>","\u003Cp>6 Behandlungen à 60€ (max. 80%, insgesamt 360€ pro Jahr)\u003C\u002Fp>","\u003Cp>Zuschuss über Bonusprogramm\u003C\u002Fp>","\u003Cp>140€ Bonus\u003C\u002Fp>","\u003Cp>Volle Kostenübernahme\u003C\u002Fp>","\u003Cp>Wurde 2023 von 0,65% auf 1,35% erhöht.\u003C\u002Fp>",[296,299],{"label":297,"value":15,"description":298},"Koloskopie","Kostenübernahme für eine Darmspiegelung bis zu 100€ bei erhöhtem Erkrankungsrisiko und Teilnahme am Bonusprogramm für Krebsvorsorgeleistungen",{"label":300,"value":16,"description":301},"Stuhltest","",[303,305],{"label":304,"value":16,"description":301},"Selbstbehalt",{"label":306,"value":15,"description":307},"Erstattung","1\u002F12 des gezahlten Jahresbeitrages als Prämie (max. 150€) oder 1\u002F12 des Jahresbeitrages (max. 600€) bei Einkommen über der Beitragsbemessungsgrenze",3.4642856,"8","Tel.: 09921 9602 444","Erfahrungen","https:\u002F\u002Fwww.finanzfluss.de\u002Fanbieter\u002Fbkk-faber-castell\u002Ferfahrungen\u002F","113.439","Bayern","2,48%","14,60%","17,08%","BKK Faber-Castell & Partner","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fbkk-faber-castell-partner","published","0,65%","1,35%","1,10%","2,18%","2023-12-15T08:28:54.319Z","2026-09-25T14:52:14.041Z","74a7df5e-8b66-41ca-bbec-8756b108179e","680ec311-ad20-447d-890d-0954d7451075",[330,335,340],{"label":331,"logo":332},"iOS",{"id":333,"filename_download":334},"a40f229c-5897-415c-b652-25595e19fae2","Icon Apple.svg",{"label":336,"logo":337},"Android",{"id":338,"filename_download":339},"4d429123-d4a6-4760-b772-601dbd90e949","Icon Android.svg",{"label":341,"logo":342},"Web",{"id":343,"filename_download":344},"f288c9ec-8a15-44c1-9e95-58bfe311f42c","Desktop Logo.svg",{"label":318,"tan_method_value":17,"tan_method_description":17,"ident_method_value":17,"ident_method_description":17,"customer_support":17,"customer_support_description":17,"app_rating_value":17,"app_rating_description":17,"branches":16,"branches_description":17,"bic":17,"app_rating":17,"logo":346},{"id":347,"filename_download":348},"33dfde73-0b1a-4a1c-b401-5188910d9dd7","BKK Faber Castell-02.svg",{"text":350,"text_color":351,"border_color":352,"background_color":353,"icon":17,"description":354},"Gut","#688D2E","#D6F4A8","#F0FBDE","\u003Cp>Warum schneidet diese Leistung mit „gut“ ab? \u003Ca href=\"#so-bewerten-wir-die-krankenkassen\">Weitere Informationen\u003C\u002Fa>\u003C\u002Fp>",{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},"Sehr gut","#0B8157","#B8F0DC","#E7FAF3","\u003Cp>Warum schneidet diese Leistung mit „sehr gut“ ab? \u003Ca href=\"#so-bewerten-wir-die-krankenkassen\">Weitere Informationen\u003C\u002Fa>\u003C\u002Fp>",{"text":362,"text_color":363,"border_color":364,"background_color":365,"icon":366,"description":367},"Nicht verfügbar","#B94E37","#FFD3C9","#FFF1ED","material-symbols:close-rounded","\u003Cp>Nicht verfügbar\u003C\u002Fp>",{"text":362,"text_color":363,"border_color":364,"background_color":365,"icon":366,"description":367},{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},{"text":362,"text_color":363,"border_color":364,"background_color":365,"icon":366,"description":367},{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},{"text":362,"text_color":363,"border_color":364,"background_color":365,"icon":366,"description":367},{"text":350,"text_color":351,"border_color":352,"background_color":353,"icon":17,"description":354},{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},{"text":378,"text_color":379,"border_color":380,"background_color":381,"icon":17,"description":382},"Befriedigend","#A26229","#FCECDB","#FDF5ED","\u003Cp>Warum schneidet diese Leistung mit „befriedigend“ ab? \u003Ca href=\"#so-bewerten-wir-die-krankenkassen\">Weitere Informationen\u003C\u002Fa>\u003C\u002Fp>",{"item":384},{"nationwide":16,"bonus_self_insured_chip":17,"id":65,"nationwide_description":17,"region_description":17,"hotline_description":385,"online_service_description":17,"branches_description":17,"additional_contribution_description":17,"label_description":17,"private_travel_vaccinations_chip_description":386,"breast_cancer_screening_chip_description":387,"sports_medical_examination_chip_description":388,"professional_teeth_cleaning_chip_description":389,"skin_screening_chip_description":390,"colorectal_cancer_screening_description":17,"optional_services_description":17,"branches_count_description":17,"additional_callout_description":17,"additional_contribution_2_years_ago_description":17,"additional_contribution_last_year_description":391,"bonus_self_insured_chip_value":17,"bonus_self_insured_chip_description":17,"bonus_chip_value":392,"additional_checkups_children_chip_description":393,"midwife_on_call_chip_description":288,"artificial_insemination_chip_description":394,"homeopathy_chip_description":17,"osteopathy_chip_description":395,"cost_coverage_overthecounter_medication_chip_description":396,"bonus_chip_description":397,"flu_vaccination_chip_description":293,"additional_contribution_4_years_ago_description":17,"additional_contribution_3_years_ago_description":398,"colorectal_cancer_screening":399,"optional_services":403,"rating":408,"colorectal_cancer_screening_value":17,"optional_services_value":17,"branches_count":409,"additional_callout":17,"hotline":410,"a_portal_link_description":311,"a_portal_link":411,"members":412,"region":314,"branches":16,"additional_contribution":413,"contribution_rate":316,"contribution_per_year":414,"label":248,"url":249,"status":320,"additional_contribution_4_years_ago":415,"additional_contribution_3_years_ago":416,"additional_contribution_2_years_ago":416,"additional_contribution_last_year":413,"date_created":417,"date_updated":418,"user_created":327,"user_updated":328,"online_service":419,"provider":426,"bonus_chip":428,"skin_screening_chip":429,"professional_teeth_cleaning_chip":430,"sports_medical_examination_chip":431,"private_travel_vaccinations_chip":432,"flu_vaccination_chip":433,"cost_coverage_overthecounter_medication_chip":434,"osteopathy_chip":435,"homeopathy_chip":436,"artificial_insemination_chip":437,"midwife_on_call_chip":438,"additional_checkups_children_chip":439,"breast_cancer_screening_chip":440},"\u003Cp>24\u002F7 erreichbar\u003C\u002Fp>","\u003Cp>Volle Kostenübernahme (auch Malariaprophylaxe)\u003C\u002Fp>","\u003Cp>Zuschuss bis zu 50€ jährlich für Brustkrebsvorsorge, Discovering Hands- und MammaCare-Programm für Frauen ab 25 Jahren\u003C\u002Fp>","\u003Cp>75€ (alle 2 Jahre), ab 16 Jahre\u003C\u002Fp>","\u003Cp>2 Behandlungen à 50€\u003C\u002Fp>","\u003Cp>50€ (alle 2 Jahre)\u003C\u002Fp>","\u003Cp>Wurde 2025 von 1,58% auf 2,69% erhöht.\u003C\u002Fp>","\u003Cp>- 90€ Sportliche Aktivität (Fitnesstracking)  \u003C\u002Fp>\u003Cp>- 10€ Mitgliedschaft im Sportverein  \u003C\u002Fp>\u003Cp>- 10€ Mitgliedschaft im Fitnessstudio  \u003C\u002Fp>\u003Cp>- 5€ Teilnahme Sportveranstaltung  \u003C\u002Fp>\u003Cp>- 5€ Sportabzeichen  \u003C\u002Fp>\u003Cp>- 5€ 1. Impfung  \u003C\u002Fp>\u003Cp>- 5€ 2. Impfung  \u003C\u002Fp>\u003Cp>- 5€ 3. Impfung  \u003C\u002Fp>\u003Cp>- 5€ Zahnvorsorge  \u003C\u002Fp>\u003Cp>- 5€ Nichtraucherkurs  \u003C\u002Fp>\u003Cp>- 5€ Sportmedizinische Untersuchung  \u003C\u002Fp>\u003Cp>- 5€ Eignungs- und Tauglichkeitsuntersuchung  \u003C\u002Fp>\u003Cp>- 5€ Erste Hilfe Kurs  \u003C\u002Fp>\u003Cp>- 10€ Blutspende  \u003C\u002Fp>\u003Cp>- Alle drei Jahre 25€ Zuschuss zum Erwerb eines Fitnesstrackers: Bonifiziert werden Fitnesstracker (= Wearables wie Fitness-Armbänder, Brustgurte, Smart-Ringe, Smartwatches mit Fitnesstracking)  \u003C\u002Fp>","\u003Cp>U10, U11 & J2\u003C\u002Fp>","\u003Cp>500€ zusätzlich für 3 Versuche\u003C\u002Fp>","\u003Cp>6 Behandlungen à 50€ (für Schwangere, Babys, Kinder und Jugendliche bis 17 Jahren)\u003C\u002Fp>","\u003Cp>100€ Kostenübernahme\u003C\u002Fp>","\u003Cp>170€ Bonus\u003C\u002Fp>","\u003Cp>Wurde 2023 von 1,30% auf 1,58% erhöht.\u003C\u002Fp>",[400,401],{"label":297,"value":16,"description":301},{"label":300,"value":15,"description":402},"Teilnahme am digitalen Darmkrebsscreening mit iFOB-Stuhltest-Kit, einmal jährlich, inklusive telemedizinischer Beratung",[404,406],{"label":304,"value":15,"description":405},"Selbstbehalt-Tarif mit Bonus bis zu 500€. Prämien: 100€, 200€, 300€, 400€, 500€. Familienbonus 50€ bei Familienversicherung.",{"label":306,"value":15,"description":407},"1\u002F12 der jährlichen Beiträge als Prämie (bis zu 150€)",4.452381,"188","Tel.: 089 22844050","https:\u002F\u002Fwww.finanzfluss.de\u002Fanbieter\u002Faok-bayern\u002Ferfahrungen\u002F","4.613.239","2,69%","17,29%","1,30%","1,58%","2023-12-15T08:28:51.539Z","2026-09-25T14:52:13.953Z",[420,422,424],{"label":331,"logo":421},{"id":333,"filename_download":334},{"label":336,"logo":423},{"id":338,"filename_download":339},{"label":341,"logo":425},{"id":343,"filename_download":344},{"label":248,"tan_method_value":17,"tan_method_description":17,"ident_method_value":17,"ident_method_description":17,"customer_support":17,"customer_support_description":17,"app_rating_value":17,"app_rating_description":17,"branches":16,"branches_description":17,"bic":17,"app_rating":17,"logo":427},{"id":252,"filename_download":253},{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},{"text":350,"text_color":351,"border_color":352,"background_color":353,"icon":17,"description":354},{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},{"text":362,"text_color":363,"border_color":364,"background_color":365,"icon":366,"description":367},{"text":362,"text_color":363,"border_color":364,"background_color":365,"icon":366,"description":367},{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},{"text":350,"text_color":351,"border_color":352,"background_color":353,"icon":17,"description":354},{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},{"text":350,"text_color":351,"border_color":352,"background_color":353,"icon":17,"description":354},{"item":442},{"nationwide":16,"bonus_self_insured_chip":17,"id":71,"nationwide_description":17,"region_description":17,"hotline_description":385,"online_service_description":17,"branches_description":17,"additional_contribution_description":443,"label_description":17,"private_travel_vaccinations_chip_description":386,"breast_cancer_screening_chip_description":444,"sports_medical_examination_chip_description":445,"professional_teeth_cleaning_chip_description":446,"skin_screening_chip_description":447,"colorectal_cancer_screening_description":17,"optional_services_description":17,"branches_count_description":17,"additional_callout_description":17,"additional_contribution_2_years_ago_description":17,"additional_contribution_last_year_description":448,"bonus_self_insured_chip_value":17,"bonus_self_insured_chip_description":17,"bonus_chip_value":449,"additional_checkups_children_chip_description":393,"midwife_on_call_chip_description":288,"artificial_insemination_chip_description":17,"homeopathy_chip_description":450,"osteopathy_chip_description":451,"cost_coverage_overthecounter_medication_chip_description":17,"bonus_chip_description":452,"flu_vaccination_chip_description":293,"additional_contribution_4_years_ago_description":17,"additional_contribution_3_years_ago_description":453,"colorectal_cancer_screening":454,"optional_services":457,"rating":461,"colorectal_cancer_screening_value":17,"optional_services_value":17,"branches_count":462,"additional_callout":17,"hotline":463,"a_portal_link_description":311,"a_portal_link":464,"members":465,"region":466,"branches":16,"additional_contribution":467,"contribution_rate":316,"contribution_per_year":468,"label":469,"url":470,"status":320,"additional_contribution_4_years_ago":471,"additional_contribution_3_years_ago":472,"additional_contribution_2_years_ago":472,"additional_contribution_last_year":473,"date_created":474,"date_updated":475,"user_created":327,"user_updated":328,"online_service":476,"provider":483,"bonus_chip":487,"skin_screening_chip":488,"professional_teeth_cleaning_chip":489,"sports_medical_examination_chip":490,"private_travel_vaccinations_chip":491,"flu_vaccination_chip":492,"cost_coverage_overthecounter_medication_chip":493,"osteopathy_chip":494,"homeopathy_chip":495,"artificial_insemination_chip":496,"midwife_on_call_chip":497,"additional_checkups_children_chip":498,"breast_cancer_screening_chip":499},"\u003Cp>Wurde 2026 von 2,49% auf 3,29% erhöht.\u003C\u002Fp>","\u003Cp>Mammographie zur diagnostischen Abklärung\u003C\u002Fp>","\u003Cp>80% (alle 2 Jahre)\u003C\u002Fp>","\u003Cp>2 Behandlungen à 60€\u003C\u002Fp>","\u003Cp>Ab 15 Jahre (jährlich)\u003C\u002Fp>","\u003Cp>Wurde 2025 von 1,38% auf 2,49% erhöht.\u003C\u002Fp>","\u003Cp>Bonusberechnung:  \u003C\u002Fp>\u003Cp>- 30€ Mitgliedschaft im Sportverein, Fitnessstudio oder Hochschulsport  \u003C\u002Fp>\u003Cp>- 40€ Teilnahme an zwei AOK-Sportveranstaltungen\u002FAktionen  \u003C\u002Fp>\u003Cp>- 20€ Sportabzeichen  \u003C\u002Fp>\u003Cp>- 20€ Hautscreening  \u003C\u002Fp>\u003Cp>- 40€ Zahnvorsorge (2x jährlich)  \u003C\u002Fp>\u003Cp>- 20€ sportmedizinische Untersuchung  \u003C\u002Fp>\u003Cp>- 20€ professionelle Zahnreinigung  \u003C\u002Fp>\u003Cp>- 60€ Impfungen (3x)  \u003C\u002Fp>","\u003Cp>80% bei teilnehmenden Ärzten\u003C\u002Fp>","\u003Cp>3 Sitzungen (max. 80% der Rechnung)\u003C\u002Fp>","\u003Cp>250€ Bonus\u003C\u002Fp>","\u003Cp>Wurde 2023 von 1,60% auf 1,38% gesenkt.\u003C\u002Fp>",[455,456],{"label":297,"value":16,"description":301},{"label":300,"value":16,"description":301},[458,460],{"label":304,"value":15,"description":459},"Bis zu 500€ Prämie jährlich, Selbstbehalt bis 620€, max. Risiko bis 120€. 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Selbstbehalte bis zu 2.100€",{"label":306,"value":15,"description":3198},"1\u002F12 der selbst aufgebrachten Krankenversicherungsbeiträge (maximal 600€)",2.3095238,"18","Tel.: 0385 6373 830","https:\u002F\u002Fwww.finanzfluss.de\u002Fanbieter\u002Fikk-die-innovationskasse\u002Ferfahrungen\u002F","257.747","4,30%","18,90%","IKK - Die Innovationskasse","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fikk-die-innovationskasse","2023-12-15T08:28:52.974Z","2026-09-25T14:52:14.160Z",[3211,3213,3215],{"label":331,"logo":3212},{"id":333,"filename_download":334},{"label":336,"logo":3214},{"id":338,"filename_download":339},{"label":341,"logo":3216},{"id":343,"filename_download":344},{"label":3218,"tan_method_value":17,"tan_method_description":17,"ident_method_value":17,"ident_method_description":17,"customer_support":17,"customer_support_description":17,"app_rating_value":17,"app_rating_description":17,"branches":16,"branches_description":17,"bic":17,"app_rating":17,"logo":3219},"IKK – Die Innovationskasse",{"id":3220,"filename_download":3221},"946c2721-fa24-4d3c-9103-6350c949e863","Innovationskasse-02.svg",{"text":350,"text_color":351,"border_color":352,"background_color":353,"icon":17,"description":354},{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},{"text":378,"text_color":379,"border_color":380,"background_color":381,"icon":17,"description":382},{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},{"text":362,"text_color":363,"border_color":364,"background_color":365,"icon":366,"description":367},{"text":362,"text_color":363,"border_color":364,"background_color":365,"icon":366,"description":367},{"text":362,"text_color":363,"border_color":364,"background_color":365,"icon":366,"description":367},{"text":362,"text_color":363,"border_color":364,"background_color":365,"icon":366,"description":367},{"text":362,"text_color":363,"border_color":364,"background_color":365,"icon":366,"description":367},{"text":378,"text_color":379,"border_color":380,"background_color":381,"icon":17,"description":382},{"text":378,"text_color":379,"border_color":380,"background_color":381,"icon":17,"description":382},{"item":3236},{"nationwide":15,"bonus_self_insured_chip":17,"id":3237,"nationwide_description":17,"region_description":17,"hotline_description":385,"online_service_description":17,"branches_description":17,"additional_contribution_description":1408,"label_description":17,"private_travel_vaccinations_chip_description":386,"breast_cancer_screening_chip_description":3238,"sports_medical_examination_chip_description":3239,"professional_teeth_cleaning_chip_description":3240,"skin_screening_chip_description":1287,"colorectal_cancer_screening_description":17,"optional_services_description":17,"branches_count_description":17,"additional_callout_description":17,"additional_contribution_2_years_ago_description":17,"additional_contribution_last_year_description":1415,"bonus_self_insured_chip_value":17,"bonus_self_insured_chip_description":17,"bonus_chip_value":3241,"additional_checkups_children_chip_description":393,"midwife_on_call_chip_description":3242,"artificial_insemination_chip_description":3243,"homeopathy_chip_description":289,"osteopathy_chip_description":1474,"cost_coverage_overthecounter_medication_chip_description":3244,"bonus_chip_description":3245,"flu_vaccination_chip_description":293,"additional_contribution_4_years_ago_description":17,"additional_contribution_3_years_ago_description":17,"colorectal_cancer_screening":3246,"optional_services":3251,"rating":3256,"colorectal_cancer_screening_value":17,"optional_services_value":17,"branches_count":709,"additional_callout":17,"hotline":3257,"a_portal_link_description":311,"a_portal_link":3258,"members":3259,"region":162,"branches":16,"additional_contribution":1433,"contribution_rate":316,"contribution_per_year":1434,"label":3260,"url":3261,"status":320,"additional_contribution_4_years_ago":415,"additional_contribution_3_years_ago":415,"additional_contribution_2_years_ago":415,"additional_contribution_last_year":533,"date_created":3262,"date_updated":3263,"user_created":327,"user_updated":328,"online_service":3264,"provider":3269,"bonus_chip":3274,"skin_screening_chip":3275,"professional_teeth_cleaning_chip":3276,"sports_medical_examination_chip":3277,"private_travel_vaccinations_chip":3278,"flu_vaccination_chip":3279,"cost_coverage_overthecounter_medication_chip":3280,"osteopathy_chip":3281,"homeopathy_chip":3282,"artificial_insemination_chip":3283,"midwife_on_call_chip":3284,"additional_checkups_children_chip":3285,"breast_cancer_screening_chip":3286},16,"\u003Cp>Mammographie und Sono-Check: 70% Erstattung, max. 100€ jährlich. Teilnahme an intensiviertem Früherkennungs- und Nachsorgeprogramm sowie QuaMaDi-Programm\u003C\u002Fp>","\u003Cp>120€ (70%, alle 2 Jahre)\u003C\u002Fp>","\u003Cp>Eine Behandlung à 10€\u003C\u002Fp>","\u003Cp>Beim Bonusprogramm der HEK können Versicherte 125€ als jährlich wiederholbare Barprämie erhalten (für vier Aktivmaßnahmen (davon ist 1 Präventionskurs Pflicht) und einer Passivmaßnahme). \u003C\u002Fp>\u003Cp>\u003C\u002Fp>\u003Cp>Mögliche Aktivmaßnahmen sind:  \u003C\u002Fp>\u003Cp>- aktive Mitgliedschaft im Sportverein  \u003C\u002Fp>\u003Cp>- aktive Mitgliedschaft im qualitätsgesicherten Fitnessstudio  \u003C\u002Fp>\u003Cp>- regelmäßige Teilnahme am Betriebssport außerhalb der Arbeitszeit oder Hochschulsport  \u003C\u002Fp>\u003Cp>- Teilnahme an einer Sportveranstaltung o. vergleichbaren Veranstaltung unter qualifizierter Leitung  \u003C\u002Fp>\u003Cp>- Durchführung eines Präventionskurses  \u003C\u002Fp>\u003Cp>- Erwerb eines Sport- oder Schwimmabzeichens  \u003C\u002Fp>\u003Cp>- Teilnahme an einem Schwimmkurs  \u003C\u002Fp>\u003Cp>\u003C\u002Fp>\u003Cp>Mögliche Passivmaßnahmen sind:  \u003C\u002Fp>\u003Cp>- altersentsprechender BMI oder Blutdruck oder Cholesterinwert im Normbereich oder Nichtraucher seit mindestens sechs Monaten (ab 18 Jahre).  \u003C\u002Fp>\u003Cp>\u003C\u002Fp>\u003Cp>Zusätzliche Bonifizierung von Vorsorgemaßnahmen:  \u003C\u002Fp>\u003Cp>- 15€ Schutzimpfung (3 Impfungen jeweils 5€)  \u003C\u002Fp>\u003Cp>- 5€ Zahnvorsorge  \u003C\u002Fp>\u003Cp>- 10€ PZR  \u003C\u002Fp>","\u003Cp>100€\u002FSchwangerschaft, volle Kostenübernahme für Hebammen-Beratungen in der Keleya App\u003C\u002Fp>","\u003Cp>200€ zusätzlich für 3 Versuche\u003C\u002Fp>","\u003Cp>100€ (70%)\u003C\u002Fp>","\u003Cp>125€ Bonus\u003C\u002Fp>",[3247,3249],{"label":297,"value":15,"description":3248},"Erstattung: 70%, max. 100€ für Darmspiegelung oder immunologischen Stuhltest zur Darmkrebsfrüherkennung",{"label":300,"value":15,"description":3250},"Kostenübernahme für Darmspiegelung und immunologischen Stuhltest i.H.v. 70%, max. 100€. Kostenloser Stuhltest für 40- bis 54-Jährige alle 12 Monate",[3252,3254],{"label":304,"value":15,"description":3253},"Kostenübernahme für Selbstbehalttarif: bis 10.000€: Prämie 75€, max. Risiko 50€, bis 21.500€: Prämie 125€, max. Risiko 75€, bis 42.500€: Prämie 250€, max. Risiko 150€, über JAEG: Prämie 600€, max. Risiko 350€",{"label":306,"value":15,"description":3255},"Monatsbeitrag (max. 600€) bei Nichtinanspruchnahme von Leistungen in einem Kalenderjahr",4.1309524,"Tel.: 0800 0213213","https:\u002F\u002Fwww.finanzfluss.de\u002Fanbieter\u002Fhek\u002Ferfahrungen\u002F","613.559","HEK - Hanseatische Krankenkasse","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fhek-hanseatische-krankenkasse","2023-12-15T08:28:52.508Z","2026-09-25T14:52:14.151Z",[3265,3267],{"label":331,"logo":3266},{"id":333,"filename_download":334},{"label":336,"logo":3268},{"id":338,"filename_download":339},{"label":3270,"tan_method_value":17,"tan_method_description":17,"ident_method_value":17,"ident_method_description":17,"customer_support":17,"customer_support_description":17,"app_rating_value":17,"app_rating_description":17,"branches":16,"branches_description":17,"bic":17,"app_rating":17,"logo":3271},"HEK – Hanseatische 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2026 von 3,40% auf 3,85% erhöht.\u003C\u002Fp>","\u003Cp>Volle Kostenübernahme (Malariaprophylaxe max. 50€)\u003C\u002Fp>","\u003Cp>MammaCare-Programm zur Früherkennung von Brustkrebs, Kurskostenübernahme, Zweitbefundung des Mammografie-Screenings und Risikofeststellung\u003C\u002Fp>","\u003Cp>Eine Behandlung (teilnehmende Zahnärzte), zusätzlich eine Behandlung à 40€ (Zahnarzt der Wahl)\u003C\u002Fp>","\u003Cp>Wurde 2024 von 1,60% auf 2,19% erhöht.\u003C\u002Fp>","\u003Cp>Wurde 2025 von 2,19% auf 3,40% erhöht.\u003C\u002Fp>","\u003Cp>Bonusberechnung:\u003C\u002Fp>\u003Cp>\u003C\u002Fp>\u003Cp>- 5€ 1. Impfung  \u003C\u002Fp>\u003Cp>- 5€ 2. Impfung  \u003C\u002Fp>\u003Cp>- 5€ 3. Impfung  \u003C\u002Fp>\u003Cp>- 5€ 1. Zahnvorsorge  \u003C\u002Fp>\u003Cp>- 5€ 2. Zahnvorsorge  \u003C\u002Fp>\u003Cp>- 25€ Gesundheitskurs (Präventionskurs)  \u003C\u002Fp>\u003Cp>- 25€ aktive Mitgliedschaft im Fitness- oder Sportstudio  \u003C\u002Fp>\u003Cp>- 25€ aktive Mitgliedschaft im Sportverein oder Betriebs- bzw. Hochschulsport  \u003C\u002Fp>\u003Cp>- 25€ Gemeinschaftssport im Freien unter qualifizierter Anleitung  \u003C\u002Fp>\u003Cp>- 25€ Deutsches Sportabzeichen  \u003C\u002Fp>\u003Cp>- 25€ Leistungsabzeichen eines deutschen Sportverbandes  \u003C\u002Fp>\u003Cp>- 25€ BMI im Normalbereich  \u003C\u002Fp>\u003Cp>- 25€ Blutdruckwert im Normalbereich  \u003C\u002Fp>","\u003Cp>U10, U11, J2 & Amblyopiescreening\u003C\u002Fp>","\u003Cp>500€ zusätzlich für 3 Versuche, wenn beide Partner dort versichert sind; 250€ zusätzlich für 3 Versuche, wenn nur ein Partner dort versichert ist\u003C\u002Fp>","\u003Cp>225€ Bonus\u003C\u002Fp>",[3301,3302],{"label":297,"value":16,"description":301},{"label":300,"value":15,"description":3303},"Kostenübernahme für immunologischen Stuhltest zur Darmkrebsuntersuchung bis max. 75€ alle 2 Jahre",[3305,3307],{"label":304,"value":15,"description":3306},"Prämie bis max. 450€, Selbstbehalt bis 562,50€, max. Risiko bis 112,50€. Teilnahme am IKK Spartarif Plus",{"label":306,"value":15,"description":3308},"bis zu 600€ pro Jahr zurück",3.5952382,"161","Tel.: 0800 455 1111","https:\u002F\u002Fwww.finanzfluss.de\u002Fanbieter\u002Fikk-classic\u002Ferfahrungen\u002F","2.846.753","3,85%","18,45%","IKK classic","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fikk-classic","2023-12-15T08:28:52.802Z","2026-09-25T14:52:14.167Z",[3321,3323,3325],{"label":331,"logo":3322},{"id":333,"filename_download":334},{"label":336,"logo":3324},{"id":338,"filename_download":339},{"label":341,"logo":3326},{"id":343,"filename_download":344},{"label":3316,"tan_method_value":17,"tan_method_description":17,"ident_method_value":17,"ident_method_description":17,"customer_support":17,"customer_support_description":17,"app_rating_value":17,"app_rating_description":17,"branches":16,"branches_description":17,"bic":17,"app_rating":17,"logo":3328},{"id":3329,"filename_download":3330},"0c40cb80-0683-4669-9472-b25478a5ea56","IKK Classic-02.svg",{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},{"text":350,"text_color":351,"border_color":352,"background_color":353,"icon":17,"description":354},{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},{"text":350,"text_color":351,"border_color":352,"background_color":353,"icon":17,"description":354},{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},{"text":350,"text_color":351,"border_color":352,"background_color":353,"icon":17,"description":354},{"text":378,"text_color":379,"border_color":380,"background_color":381,"icon":17,"description":382},{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},{"text":350,"text_color":351,"border_color":352,"background_color":353,"icon":17,"description":354},{"text":356,"text_color":357,"border_color":358,"background_color":359,"icon":17,"description":360},{"text":350,"text_color":351,"border_color":352,"background_color":353,"icon":17,"description":354},{"item":3345},{"nationwide":15,"bonus_self_insured_chip":17,"id":3346,"nationwide_description":17,"region_description":17,"hotline_description":385,"online_service_description":17,"branches_description":17,"additional_contribution_description":17,"label_description":17,"private_travel_vaccinations_chip_description":386,"breast_cancer_screening_chip_description":3347,"sports_medical_examination_chip_description":1692,"professional_teeth_cleaning_chip_description":2301,"skin_screening_chip_description":3348,"colorectal_cancer_screening_description":17,"optional_services_description":17,"branches_count_description":17,"additional_callout_description":17,"additional_contribution_2_years_ago_description":3349,"additional_contribution_last_year_description":3350,"bonus_self_insured_chip_value":17,"bonus_self_insured_chip_description":17,"bonus_chip_value":3351,"additional_checkups_children_chip_description":3352,"midwife_on_call_chip_description":288,"artificial_insemination_chip_description":17,"homeopathy_chip_description":17,"osteopathy_chip_description":578,"cost_coverage_overthecounter_medication_chip_description":3353,"bonus_chip_description":292,"flu_vaccination_chip_description":3354,"additional_contribution_4_years_ago_description":17,"additional_contribution_3_years_ago_description":17,"colorectal_cancer_screening":3355,"optional_services":3360,"rating":3364,"colorectal_cancer_screening_value":17,"optional_services_value":17,"branches_count":3365,"additional_callout":17,"hotline":3366,"a_portal_link_description":311,"a_portal_link":3367,"members":3368,"region":162,"branches":16,"additional_contribution":1377,"contribution_rate":316,"contribution_per_year":1488,"label":3369,"url":3370,"status":320,"additional_contribution_4_years_ago":323,"additional_contribution_3_years_ago":323,"additional_contribution_2_years_ago":1772,"additional_contribution_last_year":1377,"date_created":3371,"date_updated":3372,"user_created":327,"user_updated":328,"online_service":3373,"provider":3380,"bonus_chip":3384,"skin_screening_chip":3385,"professional_teeth_cleaning_chip":3386,"sports_medical_examination_chip":3387,"private_travel_vaccinations_chip":3388,"flu_vaccination_chip":3389,"cost_coverage_overthecounter_medication_chip":3390,"osteopathy_chip":3391,"homeopathy_chip":3392,"artificial_insemination_chip":3393,"midwife_on_call_chip":3394,"additional_checkups_children_chip":3395,"breast_cancer_screening_chip":3396},21,"\u003Cp>3D-Brustscreening bis zu 100€, Brustkrebsfrüherkennungsprogramm für Versicherte mit familiärer Vorbelastung, Tastuntersuchung bis zu 65€ pro Jahr\u003C\u002Fp>","\u003Cp>30€ ab 14 Jahre (alle 2 Jahre), kostenloser Online-Hautcheck\u003C\u002Fp>","\u003Cp>Wurde 2024 von 1,10% auf 2,39% erhöht.\u003C\u002Fp>","\u003Cp>Wurde 2025 von 2,39% auf 3,39% erhöht.\u003C\u002Fp>","\u003Cp>- 10€ 1. Schutzimpfung  \u003C\u002Fp>\u003Cp>- 10€ 2. Schutzimpfung  \u003C\u002Fp>\u003Cp>- 10€ 3. 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Für Mitglieder ohne Anspruch auf Krankengeld gilt grundsätzlich ein ermäßigter Beitragssatz von 14,0%.\u003C\u002Fp>",{},{"content":6623,"dropCap":16,"anchor":301},"Der allgemeine Beitragssatz für die gesetzliche Krankenversicherung beträgt bei allen Krankenkassen 14,6% der beitragspflichtigen Einnahmen. Für Mitglieder ohne Anspruch auf Krankengeld gilt grundsätzlich ein ermäßigter Beitragssatz von 14,0%.",{"innerBlocks":6625,"name":6619,"postId":6611,"originalContent":6626,"get_parent":6627,"attributes":6628,"dynamicContent":17},[],"\u003Cp>Dein Beitrag landet dabei nicht direkt bei deiner Krankenkasse. Er fließt zuerst in den Gesundheitsfonds, aus dem sich alle gesetzlichen Kassen finanzieren. Dorthin zahlen Mitglieder und Arbeitgeber ihre Beiträge, dazu kommt Geld aus Steuermitteln. Jede Krankenkasse bekommt daraus einen Betrag für ihre Versicherten zugewiesen. Kommt eine Kasse damit nicht aus, muss sie die Lücke über einen eigenen Zusatzbeitrag schließen. 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Nach Angaben des Bundesministeriums für Gesundheit lag der von den Krankenkassen tatsächlich erhobene durchschnittliche Zusatzbeitragssatz zum 1. April 2026 bei 3,13%.\u003C\u002Fp>",{},{"content":6662,"dropCap":16,"anchor":301},"Der Zusatzbeitrag, den die einzelnen Krankenkassen erheben, ist in den letzten Jahren tendenziell gestiegen. Im Jahr 2026 beträgt der vom Bundesministerium für Gesundheit amtlich festgelegte durchschnittliche Zusatzbeitragssatz 2,9%. Für die meisten Krankenkassenmitglieder ist dieser Wert jedoch nur eine Rechengröße. Nach Angaben des Bundesministeriums für Gesundheit lag der von den Krankenkassen tatsächlich erhobene durchschnittliche Zusatzbeitragssatz zum 1. April 2026 bei 3,13%.",{"innerBlocks":6664,"name":6619,"postId":6611,"originalContent":6665,"get_parent":6666,"attributes":6667,"dynamicContent":17},[],"\u003Cp>Die einzelnen Krankenkassen legen ihren individuellen Zusatzbeitrag selbst fest. Dieser kann vom Durchschnittswert abweichen. Die Erhöhungen sind bei den einzelnen Krankenkassen in den vergangenen Jahren sehr unterschiedlich ausgefallen. In der Vergleichstabelle unten findest du die aktuellen Zusatzbeiträge (2026) sowie die Werte der Jahre 2022 bis 2025 für die 20 mitgliederstärksten Krankenkassen aus unserem Vergleich. Sortiert sind sie aufsteigend nach der Steigerung des Zusatzbeitrags seit Ende 2022 in Prozentpunkten. Wichtig für dich: Krankenkassen können den Zusatzbeitrag auch unterjährig erhöhen, nicht nur zum Jahresbeginn. Beachte außerdem, dass nicht alle Krankenkassen bundesweit geöffnet sind. Prüfe das für dein Bundesland in unserem Vergleich.\u003C\u002Fp>",{},{"content":6668,"dropCap":16,"anchor":301},"Die einzelnen Krankenkassen legen ihren individuellen Zusatzbeitrag selbst fest. Dieser kann vom Durchschnittswert abweichen. Die Erhöhungen sind bei den einzelnen Krankenkassen in den vergangenen Jahren sehr unterschiedlich ausgefallen. In der Vergleichstabelle unten findest du die aktuellen Zusatzbeiträge (2026) sowie die Werte der Jahre 2022 bis 2025 für die 20 mitgliederstärksten Krankenkassen aus unserem Vergleich. Sortiert sind sie aufsteigend nach der Steigerung des Zusatzbeitrags seit Ende 2022 in Prozentpunkten. Wichtig für dich: Krankenkassen können den Zusatzbeitrag auch unterjährig erhöhen, nicht nur zum Jahresbeginn. Beachte außerdem, dass nicht alle Krankenkassen bundesweit geöffnet sind. Prüfe das für dein Bundesland in unserem Vergleich.",{"innerBlocks":6670,"name":6671,"postId":6611,"originalContent":6672,"get_parent":6673,"attributes":6674,"dynamicContent":17},[],"core\u002Ftable","\u003Cfigure class=\"wp-block-table\">\u003Ctable>\u003Cthead>\u003Ctr>\u003Cth>Krankenkasse\u003C\u002Fth>\u003Cth>Steigerung seit Ende 2022 [Prozentpunkte]\u003C\u002Fth>\u003Cth>2026 [aktuell]\u003C\u002Fth>\u003Cth>Ende 2025\u003C\u002Fth>\u003Cth>Ende 2024\u003C\u002Fth>\u003Cth>Ende 2023\u003C\u002Fth>\u003Cth>Ende 2022\u003C\u002Fth>\u003C\u002Ftr>\u003C\u002Fthead>\u003Ctbody>\u003Ctr>\u003Ctd>AOK Rheinland-Pfalz\u002FSaarland\u003C\u002Ftd>\u003Ctd>+1,17\u003C\u002Ftd>\u003Ctd>2,47%\u003C\u002Ftd>\u003Ctd>2,47%\u003C\u002Ftd>\u003Ctd>1,80%\u003C\u002Ftd>\u003Ctd>1,80%\u003C\u002Ftd>\u003Ctd>1,30%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>AOK Nordwest\u003C\u002Ftd>\u003Ctd>+1,29\u003C\u002Ftd>\u003Ctd>2,99%\u003C\u002Ftd>\u003Ctd>2,79%\u003C\u002Ftd>\u003Ctd>1,89%\u003C\u002Ftd>\u003Ctd>1,89%\u003C\u002Ftd>\u003Ctd>1,70%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>BKK Firmus\u003C\u002Ftd>\u003Ctd>+1,34\u003C\u002Ftd>\u003Ctd>2,18%\u003C\u002Ftd>\u003Ctd>2,18%\u003C\u002Ftd>\u003Ctd>0,90%\u003C\u002Ftd>\u003Ctd>0,90%\u003C\u002Ftd>\u003Ctd>0,84%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>AOK Bayern\u003C\u002Ftd>\u003Ctd>+1,39\u003C\u002Ftd>\u003Ctd>2,69%\u003C\u002Ftd>\u003Ctd>2,69%\u003C\u002Ftd>\u003Ctd>1,58%\u003C\u002Ftd>\u003Ctd>1,58%\u003C\u002Ftd>\u003Ctd>1,30%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>AOK Hessen\u003C\u002Ftd>\u003Ctd>+1,48\u003C\u002Ftd>\u003Ctd>2,98%\u003C\u002Ftd>\u003Ctd>2,49%\u003C\u002Ftd>\u003Ctd>1,60%\u003C\u002Ftd>\u003Ctd>1,60%\u003C\u002Ftd>\u003Ctd>1,50%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>TK - Techniker Krankenkasse\u003C\u002Ftd>\u003Ctd>+1,49\u003C\u002Ftd>\u003Ctd>2,69%\u003C\u002Ftd>\u003Ctd>2,45%\u003C\u002Ftd>\u003Ctd>1,20%\u003C\u002Ftd>\u003Ctd>1,20%\u003C\u002Ftd>\u003Ctd>1,20%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>AOK Niedersachsen\u003C\u002Ftd>\u003Ctd>+1,68\u003C\u002Ftd>\u003Ctd>2,98%\u003C\u002Ftd>\u003Ctd>2,70%\u003C\u002Ftd>\u003Ctd>1,50%\u003C\u002Ftd>\u003Ctd>1,50%\u003C\u002Ftd>\u003Ctd>1,30%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>AOK Baden-Württemberg\u003C\u002Ftd>\u003Ctd>+1,69\u003C\u002Ftd>\u003Ctd>2,99%\u003C\u002Ftd>\u003Ctd>2,60%\u003C\u002Ftd>\u003Ctd>1,60%\u003C\u002Ftd>\u003Ctd>1,60%\u003C\u002Ftd>\u003Ctd>1,30%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>AOK Rheinland\u002FHamburg\u003C\u002Ftd>\u003Ctd>+1,69\u003C\u002Ftd>\u003Ctd>3,29%\u003C\u002Ftd>\u003Ctd>2,99%\u003C\u002Ftd>\u003Ctd>2,20%\u003C\u002Ftd>\u003Ctd>1,80%\u003C\u002Ftd>\u003Ctd>1,60%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>DAK-Gesundheit\u003C\u002Ftd>\u003Ctd>+1,7\u003C\u002Ftd>\u003Ctd>3,20%\u003C\u002Ftd>\u003Ctd>2,80%\u003C\u002Ftd>\u003Ctd>1,70%\u003C\u002Ftd>\u003Ctd>1,70%\u003C\u002Ftd>\u003Ctd>1,50%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Barmer\u003C\u002Ftd>\u003Ctd>+1,79\u003C\u002Ftd>\u003Ctd>3,29%\u003C\u002Ftd>\u003Ctd>3,29%\u003C\u002Ftd>\u003Ctd>2,19%\u003C\u002Ftd>\u003Ctd>1,50%\u003C\u002Ftd>\u003Ctd>1,50%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>AOK Nordost\u003C\u002Ftd>\u003Ctd>+1,8\u003C\u002Ftd>\u003Ctd>3,50%\u003C\u002Ftd>\u003Ctd>3,50%\u003C\u002Ftd>\u003Ctd>2,70%\u003C\u002Ftd>\u003Ctd>1,90%\u003C\u002Ftd>\u003Ctd>1,70%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>AOK Plus\u003C\u002Ftd>\u003Ctd>+1,9\u003C\u002Ftd>\u003Ctd>3,10%\u003C\u002Ftd>\u003Ctd>3,10%\u003C\u002Ftd>\u003Ctd>1,80%\u003C\u002Ftd>\u003Ctd>1,50%\u003C\u002Ftd>\u003Ctd>1,20%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>HKK\u003C\u002Ftd>\u003Ctd>+1,9\u003C\u002Ftd>\u003Ctd>2,59%\u003C\u002Ftd>\u003Ctd>2,19%\u003C\u002Ftd>\u003Ctd>0,98%\u003C\u002Ftd>\u003Ctd>0,98%\u003C\u002Ftd>\u003Ctd>0,69%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>AOK Sachsen-Anhalt\u003C\u002Ftd>\u003Ctd>+2,09\u003C\u002Ftd>\u003Ctd>2,89%\u003C\u002Ftd>\u003Ctd>2,50%\u003C\u002Ftd>\u003Ctd>1,30%\u003C\u002Ftd>\u003Ctd>1,00%\u003C\u002Ftd>\u003Ctd>0,80%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>KKH - Kaufmännische Krankenkasse\u003C\u002Ftd>\u003Ctd>+2,28\u003C\u002Ftd>\u003Ctd>3,78%\u003C\u002Ftd>\u003Ctd>3,78%\u003C\u002Ftd>\u003Ctd>3,28%\u003C\u002Ftd>\u003Ctd>1,50%\u003C\u002Ftd>\u003Ctd>1,50%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>SBK\u003C\u002Ftd>\u003Ctd>+2,5\u003C\u002Ftd>\u003Ctd>3,80%\u003C\u002Ftd>\u003Ctd>3,80%\u003C\u002Ftd>\u003Ctd>1,70%\u003C\u002Ftd>\u003Ctd>1,50%\u003C\u002Ftd>\u003Ctd>1,30%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>IKK classic\u003C\u002Ftd>\u003Ctd>+2,55\u003C\u002Ftd>\u003Ctd>3,85%\u003C\u002Ftd>\u003Ctd>3,40%\u003C\u002Ftd>\u003Ctd>2,19%\u003C\u002Ftd>\u003Ctd>1,60%\u003C\u002Ftd>\u003Ctd>1,30%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>BKK Mobil\u003C\u002Ftd>\u003Ctd>+2,6\u003C\u002Ftd>\u003Ctd>3,89%\u003C\u002Ftd>\u003Ctd>3,89%\u003C\u002Ftd>\u003Ctd>1,49%\u003C\u002Ftd>\u003Ctd>1,49%\u003C\u002Ftd>\u003Ctd>1,29%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Knappschaft\u003C\u002Ftd>\u003Ctd>+2,7\u003C\u002Ftd>\u003Ctd>4,30%\u003C\u002Ftd>\u003Ctd>4,40%\u003C\u002Ftd>\u003Ctd>2,70%\u003C\u002Ftd>\u003Ctd>1,60%\u003C\u002Ftd>\u003Ctd>1,60%\u003C\u002Ftd>\u003C\u002Ftr>\u003C\u002Ftbody>\u003C\u002Ftable>\u003Cfigcaption>Die 20 größten Krankenkassen nach Mitgliedern aus unserem Vergleich mit den Beitragssteigerungen seit Ende 2022 in Prozentpunkten in aufsteigender Reihenfolge.\u003C\u002Ffigcaption>\u003C\u002Ffigure>",{},{"hasFixedLayout":16,"caption":6675,"head":6676,"body":6694,"foot":6895,"anchor":301},"Die 20 größten Krankenkassen nach Mitgliedern aus unserem Vergleich mit den Beitragssteigerungen seit Ende 2022 in Prozentpunkten in aufsteigender Reihenfolge.",[6677],{"cells":6678},[6679,6682,6684,6686,6688,6690,6692],{"content":6680,"tag":6681,"scope":301,"align":301},"Krankenkasse","th",{"content":6683,"tag":6681,"scope":301,"align":301},"Steigerung seit Ende 2022 [Prozentpunkte]",{"content":6685,"tag":6681,"scope":301,"align":301},"2026 [aktuell]",{"content":6687,"tag":6681,"scope":301,"align":301},"Ende 2025",{"content":6689,"tag":6681,"scope":301,"align":301},"Ende 2024",{"content":6691,"tag":6681,"scope":301,"align":301},"Ende 2023",{"content":6693,"tag":6681,"scope":301,"align":301},"Ende 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Krankenkassen mit den \u003Cstrong>aktuell höchsten Zusatzbeiträgen\u003C\u002Fstrong> aus unserem Vergleich erheben mehr als 4% Zusatzbeitrag. Das sind die BKK24 (4,39%), BKK Herkules (4,38%), BKK Werra-Meissner (4,35%), IKK BB (4,35%), IKK - Die Innovationskasse (4,30%), Knappschaft (4,30%) und VIACTIV Krankenkasse (4,19%).","empty","Die Krankenkassen mit den \u003Cstrong>aktuell geringsten Beitragssätzen\u003C\u002Fstrong> aus unserem Vergleich erheben 2,50% Zusatzbeitrag oder weniger. Das sind die BKK Firmus (2,18%), AOK Rheinland-Pfalz\u002FSaarland (2,47%), BKK Faber-Castell & Partner (2,48%), BKK Public (2,50%) und TUI BKK (2,50%).","\u003Cspan style=\"font-weight: 400;\">Die fünf Krankenkassen aus unserem Vergleich, die ihren Zusatzbeitrag in Prozentpunkten seit Ende 2022 \u003Cstrong>am meisten gesteigert\u003C\u002Fstrong> haben, sind die IKK - Die Innovationskasse (+3,00 Prozentpunkte), BKK Dürkopp Adler (+3,00 Prozentpunkte), BKK Herkules (+2,98 Prozentpunkte), BKK24 (+2,90 Prozentpunkte) und BKK Scheufelen (+2,89 Prozentpunkte).\u003C\u002Fspan>","\u003Cspan style=\"font-weight: 400;\">\u003Cstrong>Am wenigsten gesteigert\u003C\u002Fstrong> haben ihren Zusatzbeitrag seit Ende 2022 die TUI BKK (+1,15 Prozentpunkte), AOK Rheinland-Pfalz\u002FSaarland (+1,17 Prozentpunkte), BKK Public (+1,20 Prozentpunkte), BKK WMF (+1,25 Prozentpunkte) und AOK Nordwest (+1,29 Prozentpunkte). Drei dieser Kassen gehören zugleich zu den \u003Ca href=\"\u002Fvergleich\u002Fgesetzliche-krankenversicherung\u002Fguenstigste\u002F\" target=\"_blank\" rel=\"noopener\" class=\"app-link\">günstigsten\u003C\u002Fa> in unserem Vergleich: TUI BKK (2,50%), AOK Rheinland-Pfalz\u002FSaarland (2,47%) und BKK Public (2,50%). Ihren Zusatzbeitrag stabil gehalten hat seit Ende 2022 keine einzige Krankenkasse.\u003C\u002Fspan>",{"innerBlocks":6908,"name":6610,"postId":6611,"originalContent":6909,"get_parent":6910,"attributes":6911,"dynamicContent":17},[],"\u003Ch2>Sonderkündigungsrecht: Wann du aufgrund einer Erhöhung des Zusatzbeitrags die Krankenkasse wechseln kannst\u003C\u002Fh2>",{},{"content":6912,"level":59,"anchor":301},"Sonderkündigungsrecht: Wann du aufgrund einer Erhöhung des Zusatzbeitrags die Krankenkasse wechseln kannst",{"innerBlocks":6914,"name":6619,"postId":6611,"originalContent":6915,"get_parent":6916,"attributes":6917,"dynamicContent":17},[],"\u003Cp>Erhöht deine Krankenkasse ihren Zusatzbeitragssatz, kannst du zu einer günstigeren Kasse \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fvergleich\u002Fgesetzliche-krankenversicherung\u002Fwechsel\u002F\">wechseln\u003C\u002Fa>. Die reguläre Bindungsfrist von 12 Monaten gilt in diesem Fall nicht. Maßgeblich ist der Monat, in dem du den höheren Beitrag zum ersten Mal zahlst. Bis zu dessen Ende musst du dich bei einer neuen Kasse angemeldet haben.\u003C\u002Fp>",{},{"content":6918,"dropCap":16,"anchor":301},"Erhöht deine Krankenkasse ihren Zusatzbeitragssatz, kannst du zu einer günstigeren Kasse \u003Ca href=\"\u002Fvergleich\u002Fgesetzliche-krankenversicherung\u002Fwechsel\u002F\" class=\"app-link\">wechseln\u003C\u002Fa>. Die reguläre Bindungsfrist von 12 Monaten gilt in diesem Fall nicht. Maßgeblich ist der Monat, in dem du den höheren Beitrag zum ersten Mal zahlst. Bis zu dessen Ende musst du dich bei einer neuen Kasse angemeldet haben.",{"innerBlocks":6920,"name":6619,"postId":6611,"originalContent":6921,"get_parent":6922,"attributes":6923,"dynamicContent":17},[],"\u003Cp>Mit Inkrafttreten des GKV-Beitragssatzstabilisierungsgesetzes müssen die Krankenkassen ihre Mitglieder nicht mehr individuell über eine Erhöhung des Zusatzbeitrags informieren. Das Sonderkündigungsrecht bleibt im Zuge der Reform aber bestehen. Du solltest den Zusatzbeitrag deiner Krankenkasse deshalb regelmäßig selbst prüfen.\u003C\u002Fp>",{},{"content":6924,"dropCap":16,"anchor":301},"Mit Inkrafttreten des GKV-Beitragssatzstabilisierungsgesetzes müssen die Krankenkassen ihre Mitglieder nicht mehr individuell über eine Erhöhung des Zusatzbeitrags informieren. Das Sonderkündigungsrecht bleibt im Zuge der Reform aber bestehen. Du solltest den Zusatzbeitrag deiner Krankenkasse deshalb regelmäßig selbst prüfen.",{"innerBlocks":6926,"name":6638,"postId":6611,"originalContent":301,"saveContent":301,"get_parent":6927,"attributes":6928},[],{},{"name":6638,"data":6929},{"box_info_icon_description":6930,"box_info_icon_headline":6931,"box_info_icon_icon":6644},"Du kannst den Zusatzbeitrag deiner Krankenkasse auf deren Website prüfen oder telefonisch dort erfragen. Oder du nutzt unseren Vergleich, der den Zusatzbeitrag der einzelnen Krankenkassen für dieses Jahr und auch die vergangenen vier Jahre anzeigt. Alternativ kannst du auch auf deiner Gehaltsabrechnung nachsehen. Beachte dabei: Der Zusatzbeitrag ist dort im Regelfall im Krankenversicherungsbeitrag enthalten und wird nicht unbedingt separat ausgewiesen.","Wo findest du den Zusatzbeitrag?",{"innerBlocks":6933,"name":6619,"postId":6611,"originalContent":6934,"get_parent":6935,"attributes":6936,"dynamicContent":17},[],"\u003Cp>Um dein Sonderkündigungsrecht zu nutzen, beantragst du einfach die Mitgliedschaft bei einer anderen Krankenkasse. Diese meldet den Wechsel dann bei deiner alten Kasse. Sofort wirksam wird er allerdings nicht. Deine Mitgliedschaft bei der bisherigen Krankenkasse endet grundsätzlich mit Ablauf des übernächsten Kalendermonats. Stellst du den Antrag beispielsweise im Januar, beginnt die Mitgliedschaft bei der neuen Krankenkasse am 1. April. Bis dahin musst du den erhöhten Zusatzbeitrag bezahlen. Solange du an einen Krankengeld-Wahltarif gebunden bist, kannst du dieses Sonderkündigungsrecht grundsätzlich nicht nutzen.\u003C\u002Fp>",{},{"content":6937,"dropCap":16,"anchor":301},"Um dein Sonderkündigungsrecht zu nutzen, beantragst du einfach die Mitgliedschaft bei einer anderen Krankenkasse. Diese meldet den Wechsel dann bei deiner alten Kasse. Sofort wirksam wird er allerdings nicht. Deine Mitgliedschaft bei der bisherigen Krankenkasse endet grundsätzlich mit Ablauf des übernächsten Kalendermonats. Stellst du den Antrag beispielsweise im Januar, beginnt die Mitgliedschaft bei der neuen Krankenkasse am 1. April. Bis dahin musst du den erhöhten Zusatzbeitrag bezahlen. Solange du an einen Krankengeld-Wahltarif gebunden bist, kannst du dieses Sonderkündigungsrecht grundsätzlich nicht nutzen.",{"innerBlocks":6939,"name":6619,"postId":6611,"originalContent":6940,"get_parent":6941,"attributes":6942,"dynamicContent":17},[],"\u003Cp>Wenn deine Krankenkasse den Zusatzbeitrag erhöht, ist das ein guter Anlass, verschiedene Krankenkassen und ihre Leistungen sowie Zusatzbeiträge miteinander zu vergleichen.\u003C\u002Fp>",{},{"content":6943,"dropCap":16,"anchor":301},"Wenn deine Krankenkasse den Zusatzbeitrag erhöht, ist das ein guter Anlass, verschiedene Krankenkassen und ihre Leistungen sowie Zusatzbeiträge miteinander zu vergleichen.",{"innerBlocks":6945,"name":6610,"postId":6611,"originalContent":6946,"get_parent":6947,"attributes":6948,"dynamicContent":17},[],"\u003Ch2>Häufig gestellte Fragen\u003C\u002Fh2>",{},{"content":6949,"level":59,"anchor":301},"Häufig gestellte Fragen",{"innerBlocks":6951,"name":6952,"postId":6611,"originalContent":301,"saveContent":301,"get_parent":6953,"attributes":6954},[],"acf\u002Faccordion",{},{"name":6952,"data":6955},{"accordion_0_accordion_headline":6956,"accordion_0_accordion_description":6957,"accordion_1_accordion_headline":6958,"accordion_1_accordion_description":6959,"accordion_2_accordion_headline":6960,"accordion_2_accordion_description":6961,"accordion":65},"Was ist der Zusatzbeitrag bei einer Krankenkasse?","Den Zusatzbeitrag müssen Krankenkassen erheben, wenn die Zuweisungen aus dem Gesundheitsfonds ihre Ausgaben nicht decken. Er wird zusätzlich zum allgemeinen Beitragssatz der gesetzlichen Krankenversicherung von 14,6% fällig. Bei gesetzlich versicherten Arbeitnehmern teilen sich Arbeitgeber und Arbeitnehmer den Zusatzbeitrag je zur Hälfte. Der Zusatzbeitrag kann sich von Krankenkasse zu Krankenkasse unterscheiden.","Ist der Zusatzbeitrag Pflicht?","Ja. Kann eine Krankenkasse ihre Ausgaben nicht mit dem Geld aus dem Gesundheitsfonds decken, ist sie zu einem Zusatzbeitrag verpflichtet. Als Mitglied musst du ihn zahlen. Erhöht deine Kasse den Beitrag, hast du jedoch ein Sonderkündigungsrecht. Du kannst dann eine günstigere Krankenkasse auswählen.","Ist der Zusatzbeitrag steuerlich absetzbar?","Ja. Der Zusatzbeitrag gehört zu den Beiträgen zur gesetzlichen Krankenversicherung. Du kannst diese Beiträge als Sonderausgaben in deiner Steuererklärung angeben.",[6963,6966,6969],{"title":6964,"link":6965},"Vergleich","\u002Fvergleich\u002F",{"title":6967,"link":6968},"Krankenversicherung","\u002Fvergleich\u002Fgesetzliche-krankenversicherung\u002F",{"title":7,"link":301},"cG9zdDozMTA4NTcx",{"__typename":6972,"metaDesc":6973,"opengraphType":6974,"opengraphTitle":6975,"opengraphSiteName":6976,"opengraphImage":6977,"metaRobotsNoindex":6984,"metaRobotsNofollow":6985,"opengraphDescription":6973,"opengraphModifiedTime":6986,"opengraphPublishedTime":301,"twitterTitle":301,"twitterDescription":301,"title":6975,"readingTime":65},"PostTypeSEO","Krankenkassen-Zusatzbeiträge 10\u002F2026 im Vergleich: Aktuelle Beitragssätze und wann du dank Sonderkündigungsrecht wechseln kannst.","article","Krankenkassen-Zusatzbeiträge Vergleich 10\u002F2026","Finanzfluss",{"__typename":6978,"sourceUrl":6979,"mediaDetails":6980},"MediaItem","https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2023\u002F12\u002Fheader-krankenkasse.jpg",{"__typename":6981,"width":6982,"height":6983},"MediaDetails",1280,720,"index","follow","2026-09-16T14:25:16+00:00","Krankenkassen-Zusatzbeiträge 2026","\u002Fvergleich\u002Fgesetzliche-krankenversicherung\u002Fzusatzbeitrag\u002F","sub-comparison",1791659987248]