[{"data":1,"prerenderedAt":6744},["ShallowReactive",2],{"comparison-gesetzliche-krankenversicherung-wechsel":3},{"directusData":4,"page":6541,"uri":6742,"type":6743},{"id":5,"slug":6,"title":7,"text":8,"date_updated":9,"factsheet":10,"show_calculator":15,"show_filter":15,"show_layout_toggle":16,"default_parameters":17,"default_filter_parameters":17,"items_filter":17,"custom_table_columns":17,"table_sort":18,"disclaimer":27,"selected_alt_product_name":17,"parent_awards":28,"award_highlight":17,"tags":17,"comparison":34,"user_created":4326,"award_1_label":180,"award_1_item":4332,"award_2_label":181,"award_2_item":4337,"award_3_label":182,"award_3_item":4342,"items":4347,"table_columns":6502,"product_selection_title":40},105,"wechsel","Krankenkasse wechseln","\u003Ch2>Deine Krankenkasse wechseln 10\u002F2026\u003C\u002Fh2>\n\u003Cp>Die gesetzlichen Krankenkassen unterscheiden sich vor allem bei den Zusatzbeiträgen und ihren Zusatzleistungen. Ob sich ein Wechsel für dich rechnet, hängt deshalb an zwei Fragen: Zahlst du woanders weniger Zusatzbeitrag? Und bekommst du dort Zusatzleistungen, die dir wichtig sind? Das können zum Beispiel Zuschüsse zur professionellen Zahnreinigung, zu Reiseimpfungen oder zur Hautkrebsvorsorge sein. Nutze unseren Krankenkassenvergleich, um die passende Kasse für dich zu finden.\u003C\u002Fp>","2026-10-01T13:27:49.107Z",[11],{"label":12,"value":13,"icon":14},"Befragte Personen","2.351","users",true,false,null,[19,23],{"label":20,"key":21,"sort":22,"default_sort":15},"Testnote","rating","desc",{"label":24,"key":25,"sort":26,"default_sort":16},"Niedrigster Beitrag","additional_contribution","asc","\u003Cp>Quellen: Konditionen-Verzeichnisse und Website-Auskünfte der Krankenkassen.\u003C\u002Fp>\n\u003Cp>Hinweis:\u003Cstrong id=\"docs-internal-guid-f253bc0f-7fff-af46-4f3b-2968fda9e73c\"> \u003C\u002Fstrong>Wir können leider keine Gewähr für die Aktualität, Richtigkeit und Vollständigkeit der Informationen auf dieser Seite übernehmen. Auf den Webseiten der entsprechenden Anbieter findest du alle aktuellen Produkt- und Preisinformationen. Für den Vergleich kooperieren wir mit der Krankenkassennetz.de GmbH. Wie wir die Punkte für einzelne Konditionen vergeben, findest du \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vRgzB-9rKnUylIbrzF-8C1VMA-Pnbcbrgqd3UBCr_180fGC_o4w4fen4rMsX2Il4Lgv9A3PwjKn3wfl\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">in unserer Übersicht\u003C\u002Fa>. Als Highlights heben wir den Testsieger sowie besonders attraktive Angebote (z.B. eine hohe Startprämie) bei Produkten mit der Note „sehr gut“ farblich hervor.\u003C\u002Fp>\n\u003Cp>\u003Ca href=\"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2025\u002F12\u002Fteilnehmende-krankenkassen.pdf\" target=\"_blank\" rel=\"noopener\">Hier\u003C\u002Fa> findest du eine Übersicht der im Vergleich teilnehmenden gesetzlichen Krankenkassen.\u003C\u002Fp>\n\u003Cp>*Das ist ein Werbe- oder Affiliate-Link. Wenn du darauf klickst und etwas kaufst oder abschließt, erhalten wir eine Provision. Für dich entstehen dadurch keine Mehrkosten und du unterstützt damit unsere Arbeit. Unsere Produktbewertungen bleiben davon unbeeinflusst. Erfahre hier, \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fso-verdienen-wir-geld\u002F\">wie wir uns finanzieren\u003C\u002Fa>.\u003C\u002Fp>",[29,30,31,32,33],"award_1","award_2","award_3","award_4","award_5",{"title":35,"slug":36,"date_updated":37,"factsheet":38,"product_selection_title":40,"default_parameters":17,"table_columns":41,"table_sort":177,"disclaimer":27,"award_1_label":180,"award_2_label":181,"award_3_label":182,"user_created":183,"award_1_item":187,"award_2_item":196,"award_3_item":206,"items":216},"Gesetzliche Krankenkassen","gesetzliche-krankenversicherung","2026-10-05T11:40:35.172Z",[39],{"label":12,"value":13,"icon":14},"Deine Gesetzliche Krankenkassen Auswahl",[42,45,49,54,60,68,71,76,80,86,91,96,100,104,108,111,115,119,122,126,130,134,138,143,147,150,156,160,166,170,173],{"label":43,"key":44,"type":44,"active":15},"Anbieter","provider",{"label":46,"key":47,"type":48,"active":15},"Produkt","label","product",{"label":50,"key":51,"type":52,"active":15,"custom_cta":53},"Angebot","url","cta","Zum Antrag",{"label":55,"key":56,"type":57,"active":15,"mobile_rank":58,"description":59},"Ersparnis pro Jahr","difference_per_year_placeholder","text",5,"\u003Cp dir=\"ltr\">Die Beitragsersparnis mindert die Sonderausgaben, wodurch das zu versteuernde Einkommen steigt und ein Teil der Ersparnis über höhere Einkommensteuer verloren geht.\u003C\u002Fp>",{"label":61,"key":62,"type":57,"active":15,"sortable":16,"sort_options":63,"options":65,"description":66,"mobile_rank":67},"Beitrag pro Monat","contribution_per_month_placeholder",[64,26],"default_sort",[],"\u003Cp>Gibt den monatlichen Krankenkassenbeitrag des Arbeitnehmers an. Er setzt sich aus dem allgemeinen Beitrag (14,6% der beitragspflichtigen Einnahmen) und dem Zusatzbeitrag zusammen.\u003C\u002Fp>",6,{"label":20,"key":21,"type":21,"active":15,"sort_options":69,"description":70},[64],"\u003Cp>Wenn du wissen möchtest, wie wir getestet haben, dann kannst du dir \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vRgzB-9rKnUylIbrzF-8C1VMA-Pnbcbrgqd3UBCr_180fGC_o4w4fen4rMsX2Il4Lgv9A3PwjKn3wfl\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unsere Bewertungskriterien\u003C\u002Fa> ansehen.\u003C\u002Fp>",{"label":72,"key":25,"type":57,"active":15,"sortable":15,"sort_options":73,"mobile_rank":74,"description":75},"Zusatzbeitrag",[26],1,"\u003Cp>Die gesetzlichen Krankenkassen können einen Zusatzbeitrag erheben. Für 2026 liegt der gesetzlich festgelegte Zusatzbeitrag bei 2,9 Prozent. Dieser Durchschnittssatz dient als Richtwert, jede Krankenkasse legt ihren\u003Cspan class=\"Yjhzub\"> Zusatzbeitrag\u003C\u002Fspan> selbst fest, der für Versicherte je nach Kasse variiert. 2025 lag er bei 2,5 Prozent.\u003C\u002Fp>",{"label":77,"key":78,"type":57,"active":15,"description":79},"Gesamtbeitrag","contribution_per_year","\u003Cp>Der Gesamtbeitrag setzt sich aus dem allgemeinen Beitragssatz in Höhe von 14,6% und dem individuellen Zusatzbeitrag zusammen. Die Höhe des individuellen Zusatzbeitrags legt jede Kasse selbst fest. \u003C\u002Fp>",{"label":81,"key":82,"type":83,"active":15,"description":84,"mobile_rank":85},"Bonus","bonus_chip","chips","\u003Cp>Das Bonusprogramm belohnt gesundheitsbewusstes Verhalten. Berücksichtigt werden ausschließlich Geldboni, keine zweckgebundenen Leistungen oder Schwangerschaftsboni. Anerkannt werden bis zu drei Impfungen sowie jährlich mögliche Pflicht‑Vorsorgeuntersuchungen für Männer und Frauen (z.B. keine Krebsvorsorge und kein Check-up). Bonusprogramme für Minderjährige können davon abweichen. Bonuszahlungen werden (soweit steuerlich relevant) automatisch an das Finanzamt gemeldet. Bis 150€ pro Jahr ist der Bonus steuerfrei. Nur der Anteil über 150€ kann deine absetzbaren Kranken-\u002FPflegeversicherungsbeiträge reduzieren. Ausnahme: Erstattungen für selbst bezahlte Gesundheitsleistungen wie Fitnessstudio bleiben auch über 150€ steuerfrei.\u003C\u002Fp>",4,{"label":87,"key":88,"type":83,"active":15,"description":89,"mobile_rank":90},"Hautscreening","skin_screening_chip","\u003Cp>Das Hautscreening zielt darauf ab, Hautkrebs und andere Hauterkrankungen in einem frühen Stadium zu erkennen. In Deutschland haben gesetzlich Versicherte ab 35 Jahren alle zwei Jahre Anspruch auf ein kostenloses Hautscreening, das von der Krankenkasse finanziert wird. Einige Krankenkassen bieten diese Präventionsleistung auch früher an.\u003C\u002Fp>",2,{"label":92,"key":93,"type":83,"active":15,"description":94,"mobile_rank":95},"Professionelle Zahnreinigung","professional_teeth_cleaning_chip","\u003Cp>Durch die professionelle Zahnreinigung (PZR) werden Zahnbeläge und -verfärbungen entfernt.\u003C\u002Fp>",3,{"label":97,"key":98,"type":83,"active":15,"description":99},"Sportmedizinische Untersuchung","sports_medical_examination_chip","\u003Cp>Hat den Zweck, die körperliche Fitness und Gesundheit in Bezug auf sportliche Aktivitäten zu bewerten.\u003C\u002Fp>",{"label":101,"key":102,"type":83,"active":15,"description":103},"Reiseschutzimpfungen","private_travel_vaccinations_chip","\u003Cp>Impfungen, die vor einer Reise in bestimmte Länder oder Regionen empfohlen oder erforderlich sind. Dies kann z.B. eine Malaria-Prophylaxe für den Urlaub in Afrika, Asien oder Südamerika sein. Die Versicherten müssen grundsätzlich die gesetzliche Zuzahlung von 10% des Impfstoffpreises (mind. 5€ und max. 10€) selbst tragen.\u003C\u002Fp>",{"label":105,"key":106,"type":83,"active":15,"description":107},"Grippeschutzimpfung","flu_vaccination_chip","\u003Cp>Für Risikogruppen ist sie standardmäßig im Leistungskatalog der Krankenkassen enthalten. Für alle anderen unterscheidet sich die Leistung zwischen den Krankenkassen.\u003C\u002Fp>",{"label":109,"key":110,"type":83,"active":16},"Bonus für Selbstversicherte","bonus_self_insured_chip",{"label":112,"key":113,"type":83,"active":15,"description":114},"Rezeptfreie Medikamente","cost_coverage_overthecounter_medication_chip","\u003Cp>Krankenkassen können die Kosten für nicht verschreibungspflichtige Medikamente übernehmen. Darunter fallen unter anderem homöopathische oder anthroposophische Medikamente.\u003C\u002Fp>",{"label":116,"key":117,"type":83,"active":15,"description":118},"Osteopathie","osteopathy_chip","\u003Cp>Osteopathie wird auch als Chiropraktik oder Manualtherapie bezeichnet. Darunter versteht man eine Behandlung mit manuellen Techniken, wofür keine Medikamente nötig sind.\u003C\u002Fp>",{"label":120,"key":121,"type":83,"active":15},"Homöopathie","homeopathy_chip",{"label":123,"key":124,"type":83,"active":15,"description":125},"höherer Zuschuss bei künstlicher Befruchtung","artificial_insemination_chip","\u003Cp>Krankenkassen sind gesetzlich verpflichtet, 50% der Kosten für maximal 3 Versuche zu übernehmen. Eine Kostenübernahme darüber hinaus ist eine Zusatzleistung.\u003C\u002Fp>",{"label":127,"key":128,"type":83,"active":15,"description":129},"Hebammenrufbereitschaft","midwife_on_call_chip","\u003Cp>Hebamme verpflichtet sich, sofort bei Geburtsbeginn zur Verfügung zu stehen und begleitet Mutter und Kind, ob zu Hause, im Geburtshaus oder im Krankenhaus. Der Zeitraum dafür umfasst meist die Zeit von etwa der 32. bis 38. Schwangerschaftswoche bis zu zwei Wochen nach dem errechneten Geburtstermin.\u003C\u002Fp>",{"label":131,"key":132,"type":83,"active":15,"description":133},"Zusätzliche Vorsorgeuntersuchungen für Kinder","additional_checkups_children_chip","\u003Cp>U0 = pädiatrische Beratung\u003C\u002Fp>\n\u003Cp>U10 = 7 bis 8 Jahre  \u003C\u002Fp>\n\u003Cp>U11 = 9 bis 10 Jahre\u003C\u002Fp>\n\u003Cp>J1 = 13 Jahre\u003C\u002Fp>\n\u003Cp>J2 = 16 Jahre\u003C\u002Fp>",{"label":135,"key":136,"type":83,"active":15,"description":137},"Brustkrebsvorsorge","breast_cancer_screening_chip","\u003Cp>Umfasst Maßnahmen, um Brustkrebs frühzeitig zu erkennen, bevor er tastbar ist; wichtigstes Instrument ist das Mammographie-Screening, eine Röntgenuntersuchung, die allen Frauen zwischen 50 und 75 Jahren alle zwei Jahre angeboten wird\u003C\u002Fp>",{"label":139,"key":140,"type":141,"active":15,"description":142},"Darmkrebsvorsorge","colorectal_cancer_screening","multicheck","\u003Cp>Alle Krankenkassen übernehmen die Kosten für die Untersuchung zur Früherkennung von Darmkrebs für ihre Versicherten ab 50 Jahren. Einige Krankenkassen übernehmen die Vorsorge darüber hinaus auch schon früher. In diesem Fall zeigen wir in unserem Vergleich einen grünen Haken und vergeben dafür Punkte. Bietet die Krankenkasse die Kostenübernahme der Vorsorgeuntersuchung nicht vor dem 50. Lebensjahr an, zeigen wir ein rotes Kreuz und vergeben keine Punkte.\u003C\u002Fp>",{"label":144,"key":145,"type":141,"active":15,"description":146},"Wahlleistungen","optional_services","\u003Cp>Zu den Wahlleistungen zählen der Selbstbehalt und die Beitragsrückerstattung. Selbstbehalt bedeutet, dass du mit einer Selbstbeteiligung einen Teil der Kosten etwa für Medikamente, Arztbesuche und Krankenhausaufenthalte selbst trägst. Dabei wird der genaue Betrag vereinbart. Entscheidest du dich für einen Selbstbehalt, ist dein Beitrag für die Versicherung günstiger. Beitragsrückerstattung bedeutet, dass du einen Teil deiner Beiträge, oft einen Monatsbeitrag, zurückbekommst, wenn du ein Jahr lang fast keine medizinischen Leistungen in Anspruch nimmst (außer Vorsorge).\u003C\u002Fp>",{"label":148,"key":149,"type":57,"active":15,"mobile_rank":17},"Geschäftsstellen","branches_count",{"label":151,"key":152,"type":153,"active":15,"sortable":16,"options":154},"Online-Service","online_service","image",[155],"transparent",{"label":157,"key":158,"type":57,"active":15,"options":159},"Hotline","hotline",[155],{"label":161,"key":162,"type":57,"active":15,"filterable":16,"filter_type":57,"filter_options":17,"filter_condition":163,"options":164},"Region","region","contains",[165],"clamped-text",{"label":167,"key":168,"type":169,"active":16},"Bundesweit","nationwide","check",{"label":171,"key":172,"type":57,"active":15,"filterable":16,"mobile_rank":17},"Versicherte","members",{"label":174,"key":175,"type":176,"active":16},"Anbieterportal","a_portal_link","link",[178,179],{"label":20,"key":21,"sort":22,"default_sort":15},{"label":24,"key":25,"sort":26,"default_sort":16},"Bestnote regional","Bestnote bundesweit","Günstigster Beitrag",{"first_name":184,"last_name":185,"avatar":186},"Stephan","Kintrup","559880e3-3ca9-4bcb-a46c-037973e6d26c",[188],{"item":189},{"id":95,"label":190,"url":191,"provider":192},"AOK Bayern","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Faok-bayern",{"label":190,"logo":193},{"id":194,"filename_download":195},"75f3ecea-be3d-4126-8129-befbabc556a3","AOK Bayern-02.svg",[197],{"item":198},{"id":199,"label":200,"url":201,"provider":202},15,"HKK","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fhkk",{"label":200,"logo":203},{"id":204,"filename_download":205},"0a6058f9-34a8-4d6b-b721-dd6b0866bb1e","HKK-02.svg",[207],{"item":208},{"id":209,"label":210,"url":211,"provider":212},30,"BKK Firmus","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fbkk-firmus",{"label":210,"logo":213},{"id":214,"filename_download":215},"b62668cf-5869-4b1c-b897-07bc56890527","BKK Firmus.svg",[217,325,383,442,507,569,627,684,748,808,868,932,992,1053,1110,1165,1221,1285,1347,1406,1459,1514,1569,1630,1683,1741,1794,1850,1901,1961,2009,2066,2122,2188,2236,2292,2348,2405,2456,2507,2562,2614,2675,2734,2793,2849,2905,2963,3014,3070,3121,3177,3229,3286,3339,3400,3457,3510,3566,3627,3687,3738,3795,3851,3906,3956,4010,4064,4115,4168,4223,4274],{"item":218},{"nationwide":16,"bonus_self_insured_chip":17,"id":219,"nationwide_description":17,"region_description":17,"hotline_description":220,"online_service_description":17,"branches_description":17,"additional_contribution_description":221,"label_description":17,"private_travel_vaccinations_chip_description":222,"breast_cancer_screening_chip_description":223,"sports_medical_examination_chip_description":224,"professional_teeth_cleaning_chip_description":224,"skin_screening_chip_description":225,"colorectal_cancer_screening_description":17,"optional_services_description":17,"branches_count_description":17,"additional_callout_description":17,"additional_contribution_2_years_ago_description":226,"additional_contribution_last_year_description":227,"bonus_self_insured_chip_value":17,"bonus_self_insured_chip_description":17,"bonus_chip_value":228,"additional_checkups_children_chip_description":229,"midwife_on_call_chip_description":230,"artificial_insemination_chip_description":17,"homeopathy_chip_description":231,"osteopathy_chip_description":232,"cost_coverage_overthecounter_medication_chip_description":233,"bonus_chip_description":234,"flu_vaccination_chip_description":235,"additional_contribution_4_years_ago_description":17,"additional_contribution_3_years_ago_description":236,"colorectal_cancer_screening":237,"optional_services":244,"rating":250,"colorectal_cancer_screening_value":17,"optional_services_value":17,"branches_count":251,"additional_callout":17,"hotline":252,"a_portal_link_description":253,"a_portal_link":254,"members":255,"region":256,"branches":16,"additional_contribution":257,"contribution_rate":258,"contribution_per_year":259,"label":260,"url":261,"status":262,"additional_contribution_4_years_ago":263,"additional_contribution_3_years_ago":264,"additional_contribution_2_years_ago":265,"additional_contribution_last_year":266,"date_created":267,"date_updated":268,"user_created":269,"user_updated":270,"online_service":271,"provider":287,"bonus_chip":291,"skin_screening_chip":297,"professional_teeth_cleaning_chip":303,"sports_medical_examination_chip":310,"private_travel_vaccinations_chip":311,"flu_vaccination_chip":312,"cost_coverage_overthecounter_medication_chip":313,"osteopathy_chip":314,"homeopathy_chip":315,"artificial_insemination_chip":316,"midwife_on_call_chip":317,"additional_checkups_children_chip":318,"breast_cancer_screening_chip":319},41,"\u003Cp>Mo-Fr: 6:45 - 20 Uhr, Sa: 9 - 13 Uhr\u003C\u002Fp>","\u003Cp>Wurde 2026 von 2,18% auf 2,48% erhöht.\u003C\u002Fp>","\u003Cp>Volle Kostenübernahme, auch Malaria-Prohylaxe\u003C\u002Fp>","\u003Cp>Kostenübernahme bis zu 60€ pro Jahr für Brustkrebsuntersuchung durch Medizinische Tastuntersucherinnen (discovering hands)\u003C\u002Fp>","\u003Cp>Zuschuss über Bonusprogramm möglich\u003C\u002Fp>","\u003Cp>Ab Geburt (jährlich) bei teilnehmenden Ärzten\u003C\u002Fp>","\u003Cp>Wurde 2024 von 1,35% auf 1,10% gesenkt.\u003C\u002Fp>","\u003Cp>Wurde 2025 von 1,10% auf 2,18% erhöht.\u003C\u002Fp>","\u003Cp>Für jede Maßnahme im \"Vorsorgebonus\" gibt es 10€:  \u003C\u002Fp>\u003Cp>- 10€ 1. Impfung  \u003C\u002Fp>\u003Cp>- 10€ 2. Impfung  \u003C\u002Fp>\u003Cp>- 10€ 3. Impfung  \u003C\u002Fp>\u003Cp>- 10€ 1. Zahnvorsorge  \u003C\u002Fp>\u003Cp>\u003C\u002Fp>\u003Cp>\"Aktivbonus\": für den Nachweis von 3 der folgenden Gesundheitsmaßnahmen gibt es 100€:  \u003C\u002Fp>\u003Cp>- Mitgliedschaft im Fitness-Studio  \u003C\u002Fp>\u003Cp>- Mitgliedschaft im Sportverein  \u003C\u002Fp>\u003Cp>- 1. Präventionskurs  \u003C\u002Fp>\u003Cp>- 2. Präventionskurs  \u003C\u002Fp>\u003Cp>- Sport-\u002FSchwimmabzeichen  \u003C\u002Fp>\u003Cp>- Hautkrebsvorsorge  \u003C\u002Fp>\u003Cp>- Nichtraucher  \u003C\u002Fp>\u003Cp>- Organspendeausweis \u002F DKMS  \u003C\u002Fp>\u003Cp>- Erste Hilfe Kurs  \u003C\u002Fp>","\u003Cp>U7a, U10, U11 & J2\u003C\u002Fp>","\u003Cp>250€\u002FSchwangerschaft\u003C\u002Fp>","\u003Cp>Bei teilnehmenden Ärzten\u003C\u002Fp>","\u003Cp>6 Behandlungen à 60€ (max. 80%, insgesamt 360€ pro Jahr)\u003C\u002Fp>","\u003Cp>Zuschuss über Bonusprogramm\u003C\u002Fp>","\u003Cp>140€ Bonus\u003C\u002Fp>","\u003Cp>Volle Kostenübernahme\u003C\u002Fp>","\u003Cp>Wurde 2023 von 0,65% auf 1,35% erhöht.\u003C\u002Fp>",[238,241],{"label":239,"value":15,"description":240},"Koloskopie","Kostenübernahme für eine Darmspiegelung bis zu 100€ bei erhöhtem Erkrankungsrisiko und Teilnahme am Bonusprogramm für Krebsvorsorgeleistungen",{"label":242,"value":16,"description":243},"Stuhltest","",[245,247],{"label":246,"value":16,"description":243},"Selbstbehalt",{"label":248,"value":15,"description":249},"Erstattung","1\u002F12 des gezahlten Jahresbeitrages als Prämie (max. 150€) oder 1\u002F12 des Jahresbeitrages (max. 600€) bei Einkommen über der Beitragsbemessungsgrenze",3.4642856,"8","Tel.: 09921 9602 444","Erfahrungen","https:\u002F\u002Fwww.finanzfluss.de\u002Fanbieter\u002Fbkk-faber-castell\u002Ferfahrungen\u002F","113.439","Bayern","2,48%","14,60%","17,08%","BKK Faber-Castell & Partner","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fbkk-faber-castell-partner","published","0,65%","1,35%","1,10%","2,18%","2023-12-15T08:28:54.319Z","2026-09-25T14:52:14.041Z","74a7df5e-8b66-41ca-bbec-8756b108179e","680ec311-ad20-447d-890d-0954d7451075",[272,277,282],{"label":273,"logo":274},"iOS",{"id":275,"filename_download":276},"a40f229c-5897-415c-b652-25595e19fae2","Icon Apple.svg",{"label":278,"logo":279},"Android",{"id":280,"filename_download":281},"4d429123-d4a6-4760-b772-601dbd90e949","Icon Android.svg",{"label":283,"logo":284},"Web",{"id":285,"filename_download":286},"f288c9ec-8a15-44c1-9e95-58bfe311f42c","Desktop Logo.svg",{"label":260,"tan_method_value":17,"tan_method_description":17,"ident_method_value":17,"ident_method_description":17,"customer_support":17,"customer_support_description":17,"app_rating_value":17,"app_rating_description":17,"branches":16,"branches_description":17,"bic":17,"app_rating":17,"logo":288},{"id":289,"filename_download":290},"33dfde73-0b1a-4a1c-b401-5188910d9dd7","BKK Faber Castell-02.svg",{"text":292,"text_color":293,"border_color":294,"background_color":295,"icon":17,"description":296},"Gut","#688D2E","#D6F4A8","#F0FBDE","\u003Cp>Warum schneidet diese Leistung mit „gut“ ab? \u003Ca href=\"#so-bewerten-wir-die-krankenkassen\">Weitere Informationen\u003C\u002Fa>\u003C\u002Fp>",{"text":298,"text_color":299,"border_color":300,"background_color":301,"icon":17,"description":302},"Sehr gut","#0B8157","#B8F0DC","#E7FAF3","\u003Cp>Warum schneidet diese Leistung mit „sehr gut“ ab? \u003Ca href=\"#so-bewerten-wir-die-krankenkassen\">Weitere Informationen\u003C\u002Fa>\u003C\u002Fp>",{"text":304,"text_color":305,"border_color":306,"background_color":307,"icon":308,"description":309},"Nicht verfügbar","#B94E37","#FFD3C9","#FFF1ED","material-symbols:close-rounded","\u003Cp>Nicht verfügbar\u003C\u002Fp>",{"text":304,"text_color":305,"border_color":306,"background_color":307,"icon":308,"description":309},{"text":298,"text_color":299,"border_color":300,"background_color":301,"icon":17,"description":302},{"text":298,"text_color":299,"border_color":300,"background_color":301,"icon":17,"description":302},{"text":304,"text_color":305,"border_color":306,"background_color":307,"icon":308,"description":309},{"text":298,"text_color":299,"border_color":300,"background_color":301,"icon":17,"description":302},{"text":298,"text_color":299,"border_color":300,"background_color":301,"icon":17,"description":302},{"text":304,"text_color":305,"border_color":306,"background_color":307,"icon":308,"description":309},{"text":292,"text_color":293,"border_color":294,"background_color":295,"icon":17,"description":296},{"text":298,"text_color":299,"border_color":300,"background_color":301,"icon":17,"description":302},{"text":320,"text_color":321,"border_color":322,"background_color":323,"icon":17,"description":324},"Befriedigend","#A26229","#FCECDB","#FDF5ED","\u003Cp>Warum schneidet diese Leistung mit „befriedigend“ ab? \u003Ca href=\"#so-bewerten-wir-die-krankenkassen\">Weitere Informationen\u003C\u002Fa>\u003C\u002Fp>",{"item":326},{"nationwide":16,"bonus_self_insured_chip":17,"id":95,"nationwide_description":17,"region_description":17,"hotline_description":327,"online_service_description":17,"branches_description":17,"additional_contribution_description":17,"label_description":17,"private_travel_vaccinations_chip_description":328,"breast_cancer_screening_chip_description":329,"sports_medical_examination_chip_description":330,"professional_teeth_cleaning_chip_description":331,"skin_screening_chip_description":332,"colorectal_cancer_screening_description":17,"optional_services_description":17,"branches_count_description":17,"additional_callout_description":17,"additional_contribution_2_years_ago_description":17,"additional_contribution_last_year_description":333,"bonus_self_insured_chip_value":17,"bonus_self_insured_chip_description":17,"bonus_chip_value":334,"additional_checkups_children_chip_description":335,"midwife_on_call_chip_description":230,"artificial_insemination_chip_description":336,"homeopathy_chip_description":17,"osteopathy_chip_description":337,"cost_coverage_overthecounter_medication_chip_description":338,"bonus_chip_description":339,"flu_vaccination_chip_description":235,"additional_contribution_4_years_ago_description":17,"additional_contribution_3_years_ago_description":340,"colorectal_cancer_screening":341,"optional_services":345,"rating":350,"colorectal_cancer_screening_value":17,"optional_services_value":17,"branches_count":351,"additional_callout":17,"hotline":352,"a_portal_link_description":253,"a_portal_link":353,"members":354,"region":256,"branches":16,"additional_contribution":355,"contribution_rate":258,"contribution_per_year":356,"label":190,"url":191,"status":262,"additional_contribution_4_years_ago":357,"additional_contribution_3_years_ago":358,"additional_contribution_2_years_ago":358,"additional_contribution_last_year":355,"date_created":359,"date_updated":360,"user_created":269,"user_updated":270,"online_service":361,"provider":368,"bonus_chip":370,"skin_screening_chip":371,"professional_teeth_cleaning_chip":372,"sports_medical_examination_chip":373,"private_travel_vaccinations_chip":374,"flu_vaccination_chip":375,"cost_coverage_overthecounter_medication_chip":376,"osteopathy_chip":377,"homeopathy_chip":378,"artificial_insemination_chip":379,"midwife_on_call_chip":380,"additional_checkups_children_chip":381,"breast_cancer_screening_chip":382},"\u003Cp>24\u002F7 erreichbar\u003C\u002Fp>","\u003Cp>Volle Kostenübernahme (auch Malariaprophylaxe)\u003C\u002Fp>","\u003Cp>Zuschuss bis zu 50€ jährlich für Brustkrebsvorsorge, Discovering Hands- und MammaCare-Programm für Frauen ab 25 Jahren\u003C\u002Fp>","\u003Cp>75€ (alle 2 Jahre), ab 16 Jahre\u003C\u002Fp>","\u003Cp>2 Behandlungen à 50€\u003C\u002Fp>","\u003Cp>50€ (alle 2 Jahre)\u003C\u002Fp>","\u003Cp>Wurde 2025 von 1,58% auf 2,69% erhöht.\u003C\u002Fp>","\u003Cp>- 90€ Sportliche Aktivität (Fitnesstracking)  \u003C\u002Fp>\u003Cp>- 10€ Mitgliedschaft im Sportverein  \u003C\u002Fp>\u003Cp>- 10€ Mitgliedschaft im Fitnessstudio  \u003C\u002Fp>\u003Cp>- 5€ Teilnahme Sportveranstaltung  \u003C\u002Fp>\u003Cp>- 5€ Sportabzeichen  \u003C\u002Fp>\u003Cp>- 5€ 1. Impfung  \u003C\u002Fp>\u003Cp>- 5€ 2. Impfung  \u003C\u002Fp>\u003Cp>- 5€ 3. Impfung  \u003C\u002Fp>\u003Cp>- 5€ Zahnvorsorge  \u003C\u002Fp>\u003Cp>- 5€ Nichtraucherkurs  \u003C\u002Fp>\u003Cp>- 5€ Sportmedizinische Untersuchung  \u003C\u002Fp>\u003Cp>- 5€ Eignungs- und Tauglichkeitsuntersuchung  \u003C\u002Fp>\u003Cp>- 5€ Erste Hilfe Kurs  \u003C\u002Fp>\u003Cp>- 10€ Blutspende  \u003C\u002Fp>\u003Cp>- Alle drei Jahre 25€ Zuschuss zum Erwerb eines Fitnesstrackers: Bonifiziert werden Fitnesstracker (= Wearables wie Fitness-Armbänder, Brustgurte, Smart-Ringe, Smartwatches mit Fitnesstracking)  \u003C\u002Fp>","\u003Cp>U10, U11 & J2\u003C\u002Fp>","\u003Cp>500€ zusätzlich für 3 Versuche\u003C\u002Fp>","\u003Cp>6 Behandlungen à 50€ (für Schwangere, Babys, Kinder und Jugendliche bis 17 Jahren)\u003C\u002Fp>","\u003Cp>100€ Kostenübernahme\u003C\u002Fp>","\u003Cp>170€ Bonus\u003C\u002Fp>","\u003Cp>Wurde 2023 von 1,30% auf 1,58% erhöht.\u003C\u002Fp>",[342,343],{"label":239,"value":16,"description":243},{"label":242,"value":15,"description":344},"Teilnahme am digitalen Darmkrebsscreening mit iFOB-Stuhltest-Kit, einmal jährlich, inklusive telemedizinischer Beratung",[346,348],{"label":246,"value":15,"description":347},"Selbstbehalt-Tarif mit Bonus bis zu 500€. Prämien: 100€, 200€, 300€, 400€, 500€. Familienbonus 50€ bei Familienversicherung.",{"label":248,"value":15,"description":349},"1\u002F12 der jährlichen Beiträge als Prämie (bis zu 150€)",4.452381,"188","Tel.: 089 22844050","https:\u002F\u002Fwww.finanzfluss.de\u002Fanbieter\u002Faok-bayern\u002Ferfahrungen\u002F","4.613.239","2,69%","17,29%","1,30%","1,58%","2023-12-15T08:28:51.539Z","2026-09-25T14:52:13.953Z",[362,364,366],{"label":273,"logo":363},{"id":275,"filename_download":276},{"label":278,"logo":365},{"id":280,"filename_download":281},{"label":283,"logo":367},{"id":285,"filename_download":286},{"label":190,"tan_method_value":17,"tan_method_description":17,"ident_method_value":17,"ident_method_description":17,"customer_support":17,"customer_support_description":17,"app_rating_value":17,"app_rating_description":17,"branches":16,"branches_description":17,"bic":17,"app_rating":17,"logo":369},{"id":194,"filename_download":195},{"text":298,"text_color":299,"border_color":300,"background_color":301,"icon":17,"description":302},{"text":298,"text_color":299,"border_color":300,"background_color":301,"icon":17,"description":302},{"text":298,"text_color":299,"border_color":300,"background_color":301,"icon":17,"description":302},{"text":292,"text_color":293,"border_color":294,"background_color":295,"icon":17,"description":296},{"text":298,"text_color":299,"border_color":300,"background_color":301,"icon":17,"description":302},{"text":298,"text_color":299,"border_color":300,"background_color":301,"icon":17,"description":302},{"text":298,"text_color":299,"border_color":300,"background_color":301,"icon":17,"description":302},{"text":304,"text_color":305,"border_color":306,"background_color":307,"icon":308,"description":309},{"text":304,"text_color":305,"border_color":306,"background_color":307,"icon":308,"description":309},{"text":298,"text_color":299,"border_color":300,"background_color":301,"icon":17,"description":302},{"text":292,"text_color":293,"border_color":294,"background_color":295,"icon":17,"description":296},{"text":298,"text_color":299,"border_color":300,"background_color":301,"icon":17,"description":302},{"text":292,"text_color":293,"border_color":294,"background_color":295,"icon":17,"description":296},{"item":384},{"nationwide":16,"bonus_self_insured_chip":17,"id":85,"nationwide_description":17,"region_description":17,"hotline_description":327,"online_service_description":17,"branches_description":17,"additional_contribution_description":385,"label_description":17,"private_travel_vaccinations_chip_description":328,"breast_cancer_screening_chip_description":386,"sports_medical_examination_chip_description":387,"professional_teeth_cleaning_chip_description":388,"skin_screening_chip_description":389,"colorectal_cancer_screening_description":17,"optional_services_description":17,"branches_count_description":17,"additional_callout_description":17,"additional_contribution_2_years_ago_description":17,"additional_contribution_last_year_description":390,"bonus_self_insured_chip_value":17,"bonus_self_insured_chip_description":17,"bonus_chip_value":391,"additional_checkups_children_chip_description":335,"midwife_on_call_chip_description":230,"artificial_insemination_chip_description":17,"homeopathy_chip_description":392,"osteopathy_chip_description":393,"cost_coverage_overthecounter_medication_chip_description":17,"bonus_chip_description":394,"flu_vaccination_chip_description":235,"additional_contribution_4_years_ago_description":17,"additional_contribution_3_years_ago_description":395,"colorectal_cancer_screening":396,"optional_services":399,"rating":403,"colorectal_cancer_screening_value":17,"optional_services_value":17,"branches_count":404,"additional_callout":17,"hotline":405,"a_portal_link_description":253,"a_portal_link":406,"members":407,"region":408,"branches":16,"additional_contribution":409,"contribution_rate":258,"contribution_per_year":410,"label":411,"url":412,"status":262,"additional_contribution_4_years_ago":413,"additional_contribution_3_years_ago":414,"additional_contribution_2_years_ago":414,"additional_contribution_last_year":415,"date_created":416,"date_updated":417,"user_created":269,"user_updated":270,"online_service":418,"provider":425,"bonus_chip":429,"skin_screening_chip":430,"professional_teeth_cleaning_chip":431,"sports_medical_examination_chip":432,"private_travel_vaccinations_chip":433,"flu_vaccination_chip":434,"cost_coverage_overthecounter_medication_chip":435,"osteopathy_chip":436,"homeopathy_chip":437,"artificial_insemination_chip":438,"midwife_on_call_chip":439,"additional_checkups_children_chip":440,"breast_cancer_screening_chip":441},"\u003Cp>Wurde 2026 von 2,49% auf 3,29% erhöht.\u003C\u002Fp>","\u003Cp>Mammographie zur diagnostischen Abklärung\u003C\u002Fp>","\u003Cp>80% (alle 2 Jahre)\u003C\u002Fp>","\u003Cp>2 Behandlungen à 60€\u003C\u002Fp>","\u003Cp>Ab 15 Jahre (jährlich)\u003C\u002Fp>","\u003Cp>Wurde 2025 von 1,38% auf 2,49% erhöht.\u003C\u002Fp>","\u003Cp>Bonusberechnung:  \u003C\u002Fp>\u003Cp>- 30€ Mitgliedschaft im Sportverein, Fitnessstudio oder Hochschulsport  \u003C\u002Fp>\u003Cp>- 40€ Teilnahme an zwei AOK-Sportveranstaltungen\u002FAktionen  \u003C\u002Fp>\u003Cp>- 20€ Sportabzeichen  \u003C\u002Fp>\u003Cp>- 20€ Hautscreening  \u003C\u002Fp>\u003Cp>- 40€ Zahnvorsorge (2x jährlich)  \u003C\u002Fp>\u003Cp>- 20€ sportmedizinische Untersuchung  \u003C\u002Fp>\u003Cp>- 20€ professionelle Zahnreinigung  \u003C\u002Fp>\u003Cp>- 60€ Impfungen (3x)  \u003C\u002Fp>","\u003Cp>80% bei teilnehmenden Ärzten\u003C\u002Fp>","\u003Cp>3 Sitzungen (max. 80% der Rechnung)\u003C\u002Fp>","\u003Cp>250€ Bonus\u003C\u002Fp>","\u003Cp>Wurde 2023 von 1,60% auf 1,38% gesenkt.\u003C\u002Fp>",[397,398],{"label":239,"value":16,"description":243},{"label":242,"value":16,"description":243},[400,402],{"label":246,"value":15,"description":401},"Bis zu 500€ Prämie jährlich, Selbstbehalt bis 620€, max. Risiko bis 120€. Teilnahme an einem Programm zur Belohnung gesunder Lebensweise",{"label":248,"value":16,"description":243},3.7380953,"9","Tel.: 0421 1761 0","https:\u002F\u002Fwww.finanzfluss.de\u002Fanbieter\u002Faok-bremen-bremerhaven\u002Ferfahrungen\u002F","287.623","Bremen","3,29%","17,89%","AOK 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ab 30 Jahren, Gendiagnostik bei familiärer Belastung, bis zu 200€ Zuschuss für Krebsfrüherkennungsmaßnahmen\u003C\u002Fp>","\u003Cp>Ab 15 Jahre (alle 2 Jahre), Regelungen variieren in einzelnen Regionen\u003C\u002Fp>","\u003Cp>Wurde 2024 von 1,50% auf 2,19% erhöht.\u003C\u002Fp>","\u003Cp>Wurde 2025 von 2,19% auf 3,29% erhöht.\u003C\u002Fp>","\u003Cp>- 15€ aktive Mitgliedschaft im Sportverein  \u003C\u002Fp>\u003Cp>- 15€ Hochschulsport\u002FBetriebssport  \u003C\u002Fp>\u003Cp>- 15€ Fitnessstudio  \u003C\u002Fp>\u003Cp>- 15€ Teilnahme Sportveranstaltung  \u003C\u002Fp>\u003Cp>- 15€ Teilnahme an einer Challenge (z.B. 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Selbstbehalte bis zu 2.100€",{"label":248,"value":15,"description":3140},"1\u002F12 der selbst aufgebrachten Krankenversicherungsbeiträge (maximal 600€)",2.3095238,"18","Tel.: 0385 6373 830","https:\u002F\u002Fwww.finanzfluss.de\u002Fanbieter\u002Fikk-die-innovationskasse\u002Ferfahrungen\u002F","257.747","4,30%","18,90%","IKK - Die Innovationskasse","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fikk-die-innovationskasse","2023-12-15T08:28:52.974Z","2026-09-25T14:52:14.160Z",[3153,3155,3157],{"label":273,"logo":3154},{"id":275,"filename_download":276},{"label":278,"logo":3156},{"id":280,"filename_download":281},{"label":283,"logo":3158},{"id":285,"filename_download":286},{"label":3160,"tan_method_value":17,"tan_method_description":17,"ident_method_value":17,"ident_method_description":17,"customer_support":17,"customer_support_description":17,"app_rating_value":17,"app_rating_description":17,"branches":16,"branches_description":17,"bic":17,"app_rating":17,"logo":3161},"IKK – Die Innovationskasse",{"id":3162,"filename_download":3163},"946c2721-fa24-4d3c-9103-6350c949e863","Innovationskasse-02.svg",{"text":292,"text_color":293,"border_color":294,"background_color":295,"icon":17,"description":296},{"text":298,"text_color":299,"border_color":300,"background_color":301,"icon":17,"description":302},{"text":298,"text_color":299,"border_color":300,"background_color":301,"icon":17,"description":302},{"text":298,"text_color":299,"border_color":300,"background_color":301,"icon":17,"description":302},{"text":320,"text_color":321,"border_color":322,"background_color":323,"icon":17,"description":324},{"text":298,"text_color":299,"border_color":300,"background_color":301,"icon":17,"description":302},{"text":304,"text_color":305,"border_color":306,"background_color":307,"icon":308,"description":309},{"text":304,"text_color":305,"border_color":306,"background_color":307,"icon":308,"description":309},{"text":304,"text_color":305,"border_color":306,"background_color":307,"icon":308,"description":309},{"text":304,"text_color":305,"border_color":306,"background_color":307,"icon":308,"description":309},{"text":304,"text_color":305,"border_color":306,"background_color":307,"icon":308,"description":309},{"text":320,"text_color":321,"border_color":322,"background_color":323,"icon":17,"description":324},{"text":320,"text_color":321,"border_color":322,"background_color":323,"icon":17,"description":324},{"item":3178},{"nationwide":15,"bonus_self_insured_chip":17,"id":3179,"nationwide_description":17,"region_description":17,"hotline_description":327,"online_service_description":17,"branches_description":17,"additional_contribution_description":1350,"label_description":17,"private_travel_vaccinations_chip_description":328,"breast_cancer_screening_chip_description":3180,"sports_medical_examination_chip_description":3181,"professional_teeth_cleaning_chip_description":3182,"skin_screening_chip_description":1229,"colorectal_cancer_screening_description":17,"optional_services_description":17,"branches_count_description":17,"additional_callout_description":17,"additional_contribution_2_years_ago_description":17,"additional_contribution_last_year_description":1357,"bonus_self_insured_chip_value":17,"bonus_self_insured_chip_description":17,"bonus_chip_value":3183,"additional_checkups_children_chip_description":335,"midwife_on_call_chip_description":3184,"artificial_insemination_chip_description":3185,"homeopathy_chip_description":231,"osteopathy_chip_description":1416,"cost_coverage_overthecounter_medication_chip_description":3186,"bonus_chip_description":3187,"flu_vaccination_chip_description":235,"additional_contribution_4_years_ago_description":17,"additional_contribution_3_years_ago_description":17,"colorectal_cancer_screening":3188,"optional_services":3193,"rating":3198,"colorectal_cancer_screening_value":17,"optional_services_value":17,"branches_count":651,"additional_callout":17,"hotline":3199,"a_portal_link_description":253,"a_portal_link":3200,"members":3201,"region":167,"branches":16,"additional_contribution":1375,"contribution_rate":258,"contribution_per_year":1376,"label":3202,"url":3203,"status":262,"additional_contribution_4_years_ago":357,"additional_contribution_3_years_ago":357,"additional_contribution_2_years_ago":357,"additional_contribution_last_year":475,"date_created":3204,"date_updated":3205,"user_created":269,"user_updated":270,"online_service":3206,"provider":3211,"bonus_chip":3216,"skin_screening_chip":3217,"professional_teeth_cleaning_chip":3218,"sports_medical_examination_chip":3219,"private_travel_vaccinations_chip":3220,"flu_vaccination_chip":3221,"cost_coverage_overthecounter_medication_chip":3222,"osteopathy_chip":3223,"homeopathy_chip":3224,"artificial_insemination_chip":3225,"midwife_on_call_chip":3226,"additional_checkups_children_chip":3227,"breast_cancer_screening_chip":3228},16,"\u003Cp>Mammographie und Sono-Check: 70% Erstattung, max. 100€ jährlich. Teilnahme an intensiviertem Früherkennungs- und Nachsorgeprogramm sowie QuaMaDi-Programm\u003C\u002Fp>","\u003Cp>120€ (70%, alle 2 Jahre)\u003C\u002Fp>","\u003Cp>Eine Behandlung à 10€\u003C\u002Fp>","\u003Cp>Beim Bonusprogramm der HEK können Versicherte 125€ als jährlich wiederholbare Barprämie erhalten (für vier Aktivmaßnahmen (davon ist 1 Präventionskurs Pflicht) und einer Passivmaßnahme). \u003C\u002Fp>\u003Cp>\u003C\u002Fp>\u003Cp>Mögliche Aktivmaßnahmen sind:  \u003C\u002Fp>\u003Cp>- aktive Mitgliedschaft im Sportverein  \u003C\u002Fp>\u003Cp>- aktive Mitgliedschaft im qualitätsgesicherten Fitnessstudio  \u003C\u002Fp>\u003Cp>- regelmäßige Teilnahme am Betriebssport außerhalb der Arbeitszeit oder Hochschulsport  \u003C\u002Fp>\u003Cp>- Teilnahme an einer Sportveranstaltung o. vergleichbaren Veranstaltung unter qualifizierter Leitung  \u003C\u002Fp>\u003Cp>- Durchführung eines Präventionskurses  \u003C\u002Fp>\u003Cp>- Erwerb eines Sport- oder Schwimmabzeichens  \u003C\u002Fp>\u003Cp>- Teilnahme an einem Schwimmkurs  \u003C\u002Fp>\u003Cp>\u003C\u002Fp>\u003Cp>Mögliche Passivmaßnahmen sind:  \u003C\u002Fp>\u003Cp>- altersentsprechender BMI oder Blutdruck oder Cholesterinwert im Normbereich oder Nichtraucher seit mindestens sechs Monaten (ab 18 Jahre).  \u003C\u002Fp>\u003Cp>\u003C\u002Fp>\u003Cp>Zusätzliche Bonifizierung von Vorsorgemaßnahmen:  \u003C\u002Fp>\u003Cp>- 15€ Schutzimpfung (3 Impfungen jeweils 5€)  \u003C\u002Fp>\u003Cp>- 5€ Zahnvorsorge  \u003C\u002Fp>\u003Cp>- 10€ PZR  \u003C\u002Fp>","\u003Cp>100€\u002FSchwangerschaft, volle Kostenübernahme für Hebammen-Beratungen in der Keleya App\u003C\u002Fp>","\u003Cp>200€ zusätzlich für 3 Versuche\u003C\u002Fp>","\u003Cp>100€ (70%)\u003C\u002Fp>","\u003Cp>125€ Bonus\u003C\u002Fp>",[3189,3191],{"label":239,"value":15,"description":3190},"Erstattung: 70%, max. 100€ für Darmspiegelung oder immunologischen Stuhltest zur Darmkrebsfrüherkennung",{"label":242,"value":15,"description":3192},"Kostenübernahme für Darmspiegelung und immunologischen Stuhltest i.H.v. 70%, max. 100€. 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Risiko 350€",{"label":248,"value":15,"description":3197},"Monatsbeitrag (max. 600€) bei Nichtinanspruchnahme von Leistungen in einem Kalenderjahr",4.1309524,"Tel.: 0800 0213213","https:\u002F\u002Fwww.finanzfluss.de\u002Fanbieter\u002Fhek\u002Ferfahrungen\u002F","613.559","HEK - Hanseatische Krankenkasse","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fhek-hanseatische-krankenkasse","2023-12-15T08:28:52.508Z","2026-09-25T14:52:14.151Z",[3207,3209],{"label":273,"logo":3208},{"id":275,"filename_download":276},{"label":278,"logo":3210},{"id":280,"filename_download":281},{"label":3212,"tan_method_value":17,"tan_method_description":17,"ident_method_value":17,"ident_method_description":17,"customer_support":17,"customer_support_description":17,"app_rating_value":17,"app_rating_description":17,"branches":16,"branches_description":17,"bic":17,"app_rating":17,"logo":3213},"HEK – Hanseatische 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Teilnahme am IKK Spartarif Plus",{"label":248,"value":15,"description":3250},"bis zu 600€ pro Jahr zurück",3.5952382,"161","Tel.: 0800 455 1111","https:\u002F\u002Fwww.finanzfluss.de\u002Fanbieter\u002Fikk-classic\u002Ferfahrungen\u002F","2.846.753","3,85%","18,45%","IKK classic","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fikk-classic","2023-12-15T08:28:52.802Z","2026-09-25T14:52:14.167Z",[3263,3265,3267],{"label":273,"logo":3264},{"id":275,"filename_download":276},{"label":278,"logo":3266},{"id":280,"filename_download":281},{"label":283,"logo":3268},{"id":285,"filename_download":286},{"label":3258,"tan_method_value":17,"tan_method_description":17,"ident_method_value":17,"ident_method_description":17,"customer_support":17,"customer_support_description":17,"app_rating_value":17,"app_rating_description":17,"branches":16,"branches_description":17,"bic":17,"app_rating":17,"logo":3270},{"id":3271,"filename_download":3272},"0c40cb80-0683-4669-9472-b25478a5ea56","IKK 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bis zu 100€, Brustkrebsfrüherkennungsprogramm für Versicherte mit familiärer Vorbelastung, Tastuntersuchung bis zu 65€ pro Jahr\u003C\u002Fp>","\u003Cp>30€ ab 14 Jahre (alle 2 Jahre), kostenloser Online-Hautcheck\u003C\u002Fp>","\u003Cp>Wurde 2024 von 1,10% auf 2,39% erhöht.\u003C\u002Fp>","\u003Cp>Wurde 2025 von 2,39% auf 3,39% erhöht.\u003C\u002Fp>","\u003Cp>- 10€ 1. 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Die besten Krankenkassen mit einem bundesweiten Angebot in unserem Vergleich sind aktuell die HKK, die Techniker Krankenkasse (TK) und die HEK – Hanseatische Krankenkasse.",{"innerBlocks":6560,"name":6561,"postId":6546,"originalContent":243,"saveContent":243,"get_parent":6562,"attributes":6563},[],"acf\u002Fcta-box-border",{},{"name":6561,"data":6564},{"title":200,"cta_box_border_description":243,"cta_box_border_list_0_cta_box_border_list_description":6565,"cta_box_border_list_0_cta_box_border_list_icon":6566,"cta_box_border_list_1_cta_box_border_list_description":6567,"cta_box_border_list_1_cta_box_border_list_icon":6566,"cta_box_border_list_2_cta_box_border_list_description":6568,"cta_box_border_list_2_cta_box_border_list_icon":6566,"cta_box_border_list_3_cta_box_border_list_description":6569,"cta_box_border_list_3_cta_box_border_list_icon":6566,"cta_box_border_list_4_cta_box_border_list_description":6570,"cta_box_border_list_4_cta_box_border_list_icon":6566,"cta_box_border_list":58,"cta_box_border_image":6571,"cta_box_border_image_description":243,"cta_box_border_button_link":6572,"cta_box_border_button_label":243,"cta_box_border_button_id":243,"cta_box_border_same_tab":243,"cta_box_border_image_url":6573},"Zusatzbeitrag: 2,59%","checked","Hautscreening: 100€ ab 18 Jahre (alle 2 Jahre)","Zahnreinigung: Eine Behandlung (teilnehmende Zahnärzte)","Reiseimpfungen: Volle Kostenübernahme (auch Malariaprophylaxe)","105€ Bonus",3109203,{"title":243,"url":201,"target":243},"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2026\u002F01\u002Fhkk-logo.jpg",{"innerBlocks":6575,"name":6561,"postId":6546,"originalContent":243,"saveContent":243,"get_parent":6576,"attributes":6577},[],{},{"name":6561,"data":6578},{"title":6579,"cta_box_border_description":243,"cta_box_border_list_0_cta_box_border_list_description":6580,"cta_box_border_list_0_cta_box_border_list_icon":6566,"cta_box_border_list_1_cta_box_border_list_description":6581,"cta_box_border_list_1_cta_box_border_list_icon":6566,"cta_box_border_list_2_cta_box_border_list_description":6582,"cta_box_border_list_2_cta_box_border_list_icon":6566,"cta_box_border_list_3_cta_box_border_list_description":6569,"cta_box_border_list_3_cta_box_border_list_icon":6566,"cta_box_border_list_4_cta_box_border_list_description":6583,"cta_box_border_list_4_cta_box_border_list_icon":6566,"cta_box_border_list":58,"cta_box_border_image":6584,"cta_box_border_image_description":243,"cta_box_border_button_link":6585,"cta_box_border_button_label":243,"cta_box_border_button_id":243,"cta_box_border_same_tab":243,"cta_box_border_image_url":6586},"Techniker Krankenkasse (TK)","Zusatzbeitrag: 2,69%","Hautscreening: Ab 20 Jahre, in einigen Bundesländern schon früher (alle 2 Jahre)","Zahnreinigung: Eine Behandlung à 40€","90€ Bonus",3109193,{"title":243,"url":3928,"target":243},"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2026\u002F01\u002Ftk-logo-klein.jpg",{"innerBlocks":6588,"name":6561,"postId":6546,"originalContent":243,"saveContent":243,"get_parent":6589,"attributes":6590},[],{},{"name":6561,"data":6591},{"title":3202,"cta_box_border_description":243,"cta_box_border_list_0_cta_box_border_list_description":6592,"cta_box_border_list_0_cta_box_border_list_icon":6566,"cta_box_border_list_1_cta_box_border_list_description":6593,"cta_box_border_list_1_cta_box_border_list_icon":6566,"cta_box_border_list_2_cta_box_border_list_description":6594,"cta_box_border_list_2_cta_box_border_list_icon":6566,"cta_box_border_list_3_cta_box_border_list_description":6569,"cta_box_border_list_3_cta_box_border_list_icon":6566,"cta_box_border_list_4_cta_box_border_list_description":6595,"cta_box_border_list_4_cta_box_border_list_icon":6566,"cta_box_border_list":58,"cta_box_border_image":6596,"cta_box_border_image_description":243,"cta_box_border_button_link":6597,"cta_box_border_button_label":6599,"cta_box_border_button_id":243,"cta_box_border_same_tab":243,"cta_box_border_image_url":6600},"Zusatzbeitrag: 2,89%.","Hautscreening ab 15 Jahre (alle 2 Jahre)","Zahnreinigung: Eine Behandlung à 10€","125€ Bonus",3109200,{"title":243,"url":3203,"target":6598},"_blank","Zum Anbieter","https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2026\u002F01\u002Fhek-logo-2020-1080x1080px.jpg",{"innerBlocks":6602,"name":6554,"postId":6546,"originalContent":6603,"get_parent":6604,"attributes":6605,"dynamicContent":17},[],"\u003Cp>Unser Vergleich zeigt dir auch, ob es in deinem Bundesland noch eine bessere Krankenkasse gibt. Manche Kassen sind nämlich nur regional verfügbar.\u003C\u002Fp>",{},{"content":6606,"dropCap":16,"anchor":243},"Unser Vergleich zeigt dir auch, ob es in deinem Bundesland noch eine bessere Krankenkasse gibt. Manche Kassen sind nämlich nur regional verfügbar.",{"innerBlocks":6608,"name":6554,"postId":6546,"originalContent":6609,"get_parent":6610,"attributes":6611,"dynamicContent":17},[],"\u003Cp>Wenn es dir vor allem um den Beitrag geht, kannst du in unserem Vergleich eine entsprechende Filtereinstellung setzen. Die Krankenkassen mit den aktuell geringsten Beitragssätzen aus unserem Vergleich erheben 2,50% Zusatzbeitrag oder weniger. Das sind:\u003C\u002Fp>",{},{"content":6612,"dropCap":16,"anchor":243},"Wenn es dir vor allem um den Beitrag geht, kannst du in unserem Vergleich eine entsprechende Filtereinstellung setzen. Die Krankenkassen mit den aktuell geringsten Beitragssätzen aus unserem Vergleich erheben 2,50% Zusatzbeitrag oder weniger. Das sind:",{"innerBlocks":6614,"name":6615,"postId":6546,"originalContent":6616,"get_parent":6617,"attributes":6618,"dynamicContent":17},[],"core\u002Flist","\u003Cul>\u003Cli>BKK Firmus: 2,18%\u003C\u002Fli>\u003Cli>AOK Rheinland-Pfalz \u002F Saarland: 2,47%\u003C\u002Fli>\u003Cli>BKK Faber-Castell & Partner: 2,48%\u003C\u002Fli>\u003Cli>BKK Public: 2,50%\u003C\u002Fli>\u003Cli>TUI BKK: 2,50%\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":16,"values":6619,"anchor":243},"\u003Cli>BKK Firmus: 2,18%\u003C\u002Fli>\u003Cli>AOK Rheinland-Pfalz \u002F Saarland: 2,47%\u003C\u002Fli>\u003Cli>BKK Faber-Castell & Partner: 2,48%\u003C\u002Fli>\u003Cli>BKK Public: 2,50%\u003C\u002Fli>\u003Cli>TUI BKK: 2,50%\u003C\u002Fli>",{"innerBlocks":6621,"name":6554,"postId":6546,"originalContent":6622,"get_parent":6623,"attributes":6624,"dynamicContent":17},[],"\u003Cp>Beachte aber auch hier, dass nicht alle Krankenkassen bundesweit geöffnet sind. Prüfe das für dein Bundesland in unserem Vergleich.\u003C\u002Fp>",{},{"content":6625,"dropCap":16,"anchor":243},"Beachte aber auch hier, dass nicht alle Krankenkassen bundesweit geöffnet sind. Prüfe das für dein Bundesland in unserem Vergleich.",{"innerBlocks":6627,"name":6554,"postId":6546,"originalContent":6628,"get_parent":6629,"attributes":6630,"dynamicContent":17},[],"\u003Cp>Der Zusatzbeitrag kann sich auch unterjährig ändern. Es ist daher sinnvoll zu prüfen, wie sich der Zusatzbeitrag über die Zeit entwickelt hat. Seit Ende 2022 hat keine Krankenkasse in unserem Vergleich ihren Zusatzbeitrag stabil gehalten. Am wenigsten gestiegen ist er bei der TUI BKK mit 1,15 Prozentpunkten, der AOK Rheinland-Pfalz \u002F Saarland mit 1,17 Prozentpunkten und der BKK Public mit 1,20 Prozentpunkten. Diese drei Kassen gehören zugleich zu den günstigsten in unserem Vergleich.\u003C\u002Fp>",{},{"content":6631,"dropCap":16,"anchor":243},"Der Zusatzbeitrag kann sich auch unterjährig ändern. Es ist daher sinnvoll zu prüfen, wie sich der Zusatzbeitrag über die Zeit entwickelt hat. Seit Ende 2022 hat keine Krankenkasse in unserem Vergleich ihren Zusatzbeitrag stabil gehalten. Am wenigsten gestiegen ist er bei der TUI BKK mit 1,15 Prozentpunkten, der AOK Rheinland-Pfalz \u002F Saarland mit 1,17 Prozentpunkten und der BKK Public mit 1,20 Prozentpunkten. Diese drei Kassen gehören zugleich zu den günstigsten in unserem Vergleich.",{"innerBlocks":6633,"name":6545,"postId":6546,"originalContent":6634,"get_parent":6635,"attributes":6636,"dynamicContent":17},[],"\u003Ch2>Wie wechselst du die Krankenkasse und was solltest du beachten?\u003C\u002Fh2>",{},{"content":6637,"level":90,"anchor":243},"Wie wechselst du die Krankenkasse und was solltest du beachten?",{"innerBlocks":6639,"name":6554,"postId":6546,"originalContent":6640,"get_parent":6641,"attributes":6642,"dynamicContent":17},[],"\u003Cp>Innerhalb der gesetzlichen Krankenversicherung musst du deine alte Kasse nicht selbst kündigen. Es genügt, dass du dich bei der neuen Kasse anmeldest. Alles Weitere läuft zwischen den beiden Kassen. Gebunden bist du an deine Krankenkasse in der Regel 12 Monate.\u003C\u002Fp>",{},{"content":6643,"dropCap":16,"anchor":243},"Innerhalb der gesetzlichen Krankenversicherung musst du deine alte Kasse nicht selbst kündigen. Es genügt, dass du dich bei der neuen Kasse anmeldest. Alles Weitere läuft zwischen den beiden Kassen. Gebunden bist du an deine Krankenkasse in der Regel 12 Monate.",{"innerBlocks":6645,"name":6554,"postId":6546,"originalContent":6646,"get_parent":6647,"attributes":6648,"dynamicContent":17},[],"\u003Cp>Nach Ablauf der Bindungsfrist wird der Wechsel zum Ablauf des übernächsten Kalendermonats wirksam. Wählst du beispielsweise im August eine neue Krankenkasse, beginnt die Mitgliedschaft dort grundsätzlich am 1. November. Bei Wahltarifen mit Selbstbehalt oder Krankengeld beträgt die Bindungsfrist in der Regel 3 Jahre. Bei anderen Wahltarifen gilt meist eine Bindungsfrist von 1 Jahr.\u003C\u002Fp>",{},{"content":6649,"dropCap":16,"anchor":243},"Nach Ablauf der Bindungsfrist wird der Wechsel zum Ablauf des übernächsten Kalendermonats wirksam. Wählst du beispielsweise im August eine neue Krankenkasse, beginnt die Mitgliedschaft dort grundsätzlich am 1. November. Bei Wahltarifen mit Selbstbehalt oder Krankengeld beträgt die Bindungsfrist in der Regel 3 Jahre. Bei anderen Wahltarifen gilt meist eine Bindungsfrist von 1 Jahr.",{"innerBlocks":6651,"name":6652,"postId":6546,"originalContent":243,"saveContent":243,"get_parent":6653,"attributes":6654},[],"acf\u002Fbox-info-icon",{},{"name":6652,"data":6655},{"box_info_icon_description":6656,"box_info_icon_headline":6657,"box_info_icon_icon":6658},"Bei einer Erhöhung des Zusatzbeitrags kannst du auch während der 12-monatigen Bindungsfrist wechseln. Du musst dich dafür noch in dem Monat bei einer neuen Kasse anmelden, in dem der höhere Beitrag zum ersten Mal fällig wird. Ein Beispiel: Zum 1. Februar hebt deine Kasse den Zusatzbeitrag an. Dann bleibt dir der gesamte Februar, um dich bei einer neuen Kasse anzumelden. Dort startet deine Mitgliedschaft am 1. Mai. Den erhöhten Beitrag zahlst du bis dahin also noch drei Monate. Übrigens: Seit dem 30. Juli 2026 muss dich deine Krankenkasse nicht mehr persönlich über eine Erhöhung informieren. Du musst sie also selbst bemerken, zum Beispiel auf deiner Gehaltsabrechnung. Beim Krankengeld-Wahltarif gilt das Sonderkündigungsrecht grundsätzlich nicht.","Sonderkündigungrecht bei Beitragserhöhung","idea",{"innerBlocks":6660,"name":6554,"postId":6546,"originalContent":6661,"get_parent":6662,"attributes":6663,"dynamicContent":17},[],"\u003Cp>So läuft der Wechsel ab:\u003C\u002Fp>",{},{"content":6664,"dropCap":16,"anchor":243},"So läuft der Wechsel ab:",{"innerBlocks":6666,"name":6667,"postId":6546,"originalContent":243,"saveContent":243,"get_parent":6668,"attributes":6669},[],"acf\u002Flist-number",{},{"name":6667,"data":6670},{"list_number_0_list_number_description":6671,"list_number_0_list_number_headline":6672,"list_number_1_list_number_description":6673,"list_number_1_list_number_headline":6674,"list_number_2_list_number_description":6675,"list_number_2_list_number_headline":6676,"list_number_3_list_number_description":6677,"list_number_3_list_number_headline":6678,"list_number":85},"\u003Cspan style=\"font-weight: 400;\">Nutze unseren Vergleich, um eine neue Krankenkasse zu finden. Schau dabei nicht nur auf den Beitrag, sondern vor allem auf die Leistungen, die dir wichtig sind.\u003C\u002Fspan>","Neue Krankenkasse finden","\u003Cspan style=\"font-weight: 400;\">Es reicht aus, dich bei der neuen gesetzlichen Krankenkasse anzumelden. Dazu füllst du den Mitgliedsantrag aus und reichst ihn elektronisch oder per Post ein.\u003C\u002Fspan>","Bei der neuen Krankenkasse anmelden","\u003Cspan style=\"font-weight: 400;\">Ab hier läuft der Wechsel automatisch weiter. Deine neue Kasse meldet ihn bei deiner bisherigen an. Diese bestätigt das Ende deiner Mitgliedschaft elektronisch. Dafür hat sie 2 Wochen Zeit. Sobald alles durch ist, bekommst du von deiner neuen Krankenkasse Bescheid.\u003C\u002Fspan>","Wechsel und Bestätigung","\u003Cspan style=\"font-weight: 400;\">Bist du sozialversicherungspflichtig beschäftigt, informierst du außerdem deinen Arbeitgeber. Sag ihm möglichst früh Bescheid. Dafür genügt eine kurze Nachricht mit dem Namen deiner neuen Kasse, beispielsweise per E-Mail an die Personalabteilung. Ein Dokument in Papierform musst du nicht mehr einreichen. Die Bestätigung deiner Mitgliedschaft holt sich dein Arbeitgeber elektronisch bei deiner neuen Kasse.\u003C\u002Fspan>","Arbeitgeber informieren",{"innerBlocks":6680,"name":6545,"postId":6546,"originalContent":6681,"get_parent":6682,"attributes":6683,"dynamicContent":17},[],"\u003Ch2>Wie viel kannst du durch einen Wechsel wirklich sparen? \u003C\u002Fh2>",{},{"content":6684,"level":90,"anchor":243},"Wie viel kannst du durch einen Wechsel wirklich sparen? ",{"innerBlocks":6686,"name":6554,"postId":6546,"originalContent":6687,"get_parent":6688,"attributes":6689,"dynamicContent":17},[],"\u003Cp>Wie viel du durch einen Krankenkassenwechsel tatsächlich sparen kannst, hängt davon ab, bei welcher Kasse du aktuell versichert bist und zu welcher Krankenkasse du wechseln möchtest. Da sich dein Beitrag nach deinem Einkommen richtet, spielt auch dein Einkommen eine Rolle für deine mögliche Ersparnis.\u003C\u002Fp>",{},{"content":6690,"dropCap":16,"anchor":243},"Wie viel du durch einen Krankenkassenwechsel tatsächlich sparen kannst, hängt davon ab, bei welcher Kasse du aktuell versichert bist und zu welcher Krankenkasse du wechseln möchtest. Da sich dein Beitrag nach deinem Einkommen richtet, spielt auch dein Einkommen eine Rolle für deine mögliche Ersparnis.",{"innerBlocks":6692,"name":6652,"postId":6546,"originalContent":243,"saveContent":243,"get_parent":6693,"attributes":6694},[],{},{"name":6652,"data":6695},{"box_info_icon_description":6696,"box_info_icon_headline":6697,"box_info_icon_icon":6658},"Die teuerste bundesweit geöffnete Krankenkasse in unserem Vergleich erhebt 2026 einen Zusatzbeitrag von 4,39%, die günstigste dagegen nur einen von 2,50%. Den Zusatzbeitrag teilst du dir je zur Hälfte mit deinem Arbeitgeber. Für das Rechenbeispiel setzen wir ein Bruttoeinkommen von 4.500€ im Monat an. Gibst du diese Angaben in den Finanzfluss-Brutto-Netto-Rechner ein (Steuerklasse I, kein weiterer Steuerfreibetrag, keine Kirchensteuer, Bundesland: Baden-Württemberg, Geburtsjahr 1998, keine Kinder, rentenversicherungspflichtig, keine Umlagen berücksichtigt), beträgt der Abzug für die Krankenkasse beim günstigsten Anbieter 384,75€ und beim teuersten 427,28€. Mit einem Wechsel würde dein Arbeitnehmeranteil zur Krankenversicherung also um 42,53€ im Monat sinken. Aufs Jahr gerechnet sind das rund 510€. Da Krankenversicherungsbeiträge steuerlich berücksichtigt werden, fällt die tatsächliche Nettoersparnis in der Regel etwas geringer aus. Deine individuelle Nettoersparnis kannst du direkt hier in unserem Vergleich mit deinen Angaben berechnen.","Beispielrechnung",{"innerBlocks":6699,"name":6545,"postId":6546,"originalContent":6700,"get_parent":6701,"attributes":6702,"dynamicContent":17},[],"\u003Ch2>Häufig gestellte Fragen\u003C\u002Fh2>",{},{"content":6703,"level":90,"anchor":243},"Häufig gestellte Fragen",{"innerBlocks":6705,"name":6706,"postId":6546,"originalContent":243,"saveContent":243,"get_parent":6707,"attributes":6708},[],"acf\u002Faccordion",{},{"name":6706,"data":6709},{"accordion_0_accordion_headline":6710,"accordion_0_accordion_description":6711,"accordion_1_accordion_headline":6712,"accordion_1_accordion_description":6713,"accordion_2_accordion_headline":6714,"accordion_2_accordion_description":6715,"accordion":95},"Ist es kompliziert, die Krankenkasse zu wechseln?","\u003Cspan style=\"font-weight: 400;\">Nein. Du kündigst deine alte Kasse nicht selbst, sondern stellst nur einen Mitgliedsantrag bei der neuen Krankenkasse. Diese setzt den Wechsel für dich in Gang. Bist du sozialversicherungspflichtig beschäftigt, nennst du deinem Arbeitgeber anschließend noch den Namen deiner neuen Kasse. Beachte die Bindungsfrist von in der Regel 12 Monaten. Danach wird der Wechsel zum Ablauf des übernächsten Kalendermonats wirksam.\u003C\u002Fspan>","Welche ist die günstigste gesetzliche Krankenkasse?","\u003Cspan style=\"font-weight: 400;\">Die derzeit günstigste bundesweit geöffnete Krankenkasse in unserem Vergleich ist die TUI BKK mit einem Zusatzbeitrag von 2,50%. Je nach Bundesland kann es noch günstigere Anbieter geben, etwa die BKK Firmus mit einem Zusatzbeitrag von 2,18%. Da sich die Beiträge immer wieder ändern, lohnt sich ein regelmäßiger Blick in unseren Vergleich.\u003C\u002Fspan>","Kann es sich regelmäßig ändern, welche Krankenkasse die günstigste ist?","\u003Cspan style=\"font-weight: 400;\">Ja, das ist möglich. In der Regel legen die Krankenkassen ihren Zusatzbeitrag zum Jahreswechsel neu fest. Anpassungen sind aber auch im Laufe des Jahres möglich. Ein regelmäßiger Vergleich lohnt sich daher. Zudem kann sich ändern, welche Krankenkassen in deiner Region geöffnet sind. Auch dadurch kann sich eine günstigere Option für dich ergeben.\u003C\u002Fspan>",[6717,6720,6723],{"title":6718,"link":6719},"Vergleich","\u002Fvergleich\u002F",{"title":6721,"link":6722},"Krankenversicherung","\u002Fvergleich\u002Fgesetzliche-krankenversicherung\u002F",{"title":6724,"link":243},"Wechsel","cG9zdDozMTA5OTA1",{"__typename":6727,"metaDesc":6728,"opengraphType":6729,"opengraphTitle":6730,"opengraphSiteName":6731,"opengraphImage":6732,"metaRobotsNoindex":6739,"metaRobotsNofollow":6740,"opengraphDescription":6728,"opengraphModifiedTime":6741,"opengraphPublishedTime":243,"twitterTitle":243,"twitterDescription":243,"title":6730,"readingTime":90},"PostTypeSEO","Krankenkassen im Vergleich 10\u002F2026: Beste Krankenkasse finden und Beiträge und Vor- und Nachteile vergleichen","article","Krankenkasse wechseln 2026","Finanzfluss",{"__typename":6733,"sourceUrl":6734,"mediaDetails":6735},"MediaItem","https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2023\u002F12\u002Fheader-krankenkasse.jpg",{"__typename":6736,"width":6737,"height":6738},"MediaDetails",1280,720,"index","follow","2026-09-16T12:59:01+00:00","\u002Fvergleich\u002Fgesetzliche-krankenversicherung\u002Fwechsel\u002F","sub-comparison",1791659987258]